123 Haviland Drive, Patterson, NY, 12563
About This Home
Unlock the possibilities with this income-generating two-family property in the highly desirable Putnam Lake community. This duplex offers two distinct living spaces, creating an excellent opportunity for rental income, owner-occupancy with supplemental income, or multi-generational living. Unit 1 offers 2 bedrooms, 1 full bathroom, and a kitchen equipped with stainless steel appliances. Unit 2 is a 1-bedroom, 1-bathroom apartment that offers excellent potential and is ready for your finishing touches. A finished attic provides additional storage space for Unit 2. The finished basement includes a shared laundry area and an additional bathroom for tenant convenience. The property also offers a driveway with parking for up to four vehicles. Tenants are responsible for electric, while the landlord provides oil heat. Enjoy Putnam Lake rights and convenient access to the lake, boat launch, and recreational amenities just around the corner. The location offers easy access to shuttle bus service, a local market, deli, and neighborhood restaurants. Nearby Southeast provides additional shopping, supermarkets, dining, and everyday conveniences. Whether you're looking to expand your investment portfolio or occupy one unit while generating rental income from the other, this property offers excellent potential in a convenient location.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Actual
- Year built: 1940
Materials
- Construction materials: Wood Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Bungalow,Cottage
- Property subType: Duplex,Multi Family
Interior
Appliances
- Laundry features: Laundry Room
Basement
- Has basement: Yes
- Basement: Common,Finished,Storage Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Other
- Flooring: Vinyl
- Attic: Finished
Heating & Cooling
- Heating features: Hot Air,Other
- Cooling features: None
Interior Area
- Total structure area: 1,626
- Total interior livable area: 1,626 sqft
Property
Details
- Parcel number: 37240003602300010450000000
- Special condition: None
Features
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
Lot
- Lot size: 6,098 sqft
Parking
- Total spaces: 4
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Putnam County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,856 | $34,272 |
| Home Insurance * | $242 | $2,904 |
| Property Taxes | $998 | $11,976 |
| Electricity | $268 | $3,224 |
| Total | $4,364 | $52,368 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $550,000 |
| 2026-06-26 | Listed for sale | $565,000 |
| 2025-06-19 | Listing removed | $575,000 |
| 2025-06-08 | Price change | $575,000 |
| 2025-06-04 | Price change | $596,000 |
| 2025-05-28 | Price change | $600,000 |
| 2025-05-10 | Listed for sale | $625,000 |
| 2025-04-01 | Listing removed | -- |
| 2025-03-10 | Listed for sale | $650,000 |
| 2018-11-08 | Listing removed | $1,800 |
| 2018-10-11 | Listed for rent | $1,800 |
| 2018-08-24 | Sold | $210,000 |
| 2018-08-14 | Pending sale | $230,000 |
| 2018-04-26 | Price change | $230,000 |
| 2018-04-02 | Listed for sale | $250,000 |
| 2016-09-03 | Listing removed | $250,000 |
| 2016-04-21 | Listed for sale | $250,000 |
| 2011-10-22 | Listing removed | $285,000 |
| 2011-03-02 | Listing removed | $285 |
| 2011-02-25 | Listed for rent | $285 |
| 2010-11-23 | Listed for sale | $285,000 |
| 2003-11-19 | Sold | $261,000 |
| 2001-04-23 | Sold | $170,000 |
View on Zillow