See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3 Williams Street, Putnam Valley, NY, 10579

4beds
2baths
1,308sqft
$535,000
$409price/sqft
$4,088/moest. monthly cost
$163,520/yrincome needed

About This Home

Welcome to this beautifully updated 4-bedroom ranch situated on a desirable corner lot. This move-in ready home features a spacious living room with a charming fireplace, gleaming hardwood floors, a brand-new kitchen with stainless steel appliances, a fully renovated bathroom, new carpeting, and fresh paint throughout. The thoughtful layout offers comfortable living space for family and guests alike. Step outside to enjoy the beautiful patio, perfect for entertaining or relaxing. Conveniently located close to shopping, dining, and the train, this home combines modern updates, comfort, and accessibility. Don’t miss this exceptional opportunity to own a turnkey home in a sought-after location.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

6/10
9/10
Putnam Valley High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1960

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Microwave,Oven,Refrigerator,Washer
  • Laundry features: Washer/Dryer Hookup

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First

Features

  • First Floor Full Bath,Eat-in Kitchen,Open Kitchen,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: Dormer

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,308
  • Total interior livable area: 1,308 sqft

Kitchen

  • Level: First

Living Room

  • Level: Second

Property

Details

  • Parcel number: 37280008306700010050000000
  • Special condition: None

Features

  • Levels: Tri-Level
  • Patio & porch: Covered,Patio

Lot

  • Lot size: 7,405 sqft

Parking

  • Parking features: On Street,Other
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather

FEMA Declared Disasters in Putnam County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$192$2,304
Property Taxes $945$11,340
Electricity $246$2,954
Total$4,088$49,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,160/yr
40% on housing$122,640/yr
45% on housing$109,013/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$409This listing

vs Other Active Listings

Avg $/sqft

ZIP 10579$270
Putnam County$328

vs Homes Sold Last Month

Median $/sqft

ZIP 10579$310
Putnam County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$535,000
2026-06-30Price change$559,000
2026-06-22Listed for sale$589,000
2005-05-19Sold$286,000
2005-01-04Sold$259,000

For Sale by Agent

AgentMary Capria
BrokerageShawn Michael Realty

Similar Homes