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105 Welfare Road, Brewster, NY, 10509

3beds
2baths
1,728sqft
$549,000
$318price/sqft
$4,237/moest. monthly cost
$169,480/yrincome needed

About This Home

Welcome to your very own private retreat! Nestled on a beautiful 4.55 acre dual parcel, on the border of the Town of Patterson and the Town of Southeast. This move-in ready home seamlessly blends timeless character with thoughtful updates. A stunning floor-to-ceiling stone fireplace serves as the centerpiece of the home and greets you as you walk in. The spacious sunroom offers the perfect place to relax year-round while taking in peaceful views of the surrounding trees. The generous primary suite provides a comfortable retreat, and the home's flexible layout offers room for guests, a home office, or additional living space. Outside, enjoy exceptional privacy with mature trees and serene setting that's ideal for entertaining, gardening, or simply unwinding. Conveniently located while still offering the tranquility of country living, this unique property is ready for its next owner to enjoy. Don't miss the opportunity to make this one-of-a-kind home yours!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

6/10
5/10
Brewster High SchoolGrades PK,9-123.3 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1935

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Beamed Ceilings,Open Floorplan,Primary Bathroom
  • Fireplace: Yes
  • Attic: Storage

Heating & Cooling

  • Heating features: Hot Water,Oil,Radiant
  • Cooling features: Central Air,Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,728
  • Total interior livable area: 1,728 sqft

Other

  • Level: First

Other

  • Level: Second

Other

  • Level: Third

Property

Details

  • Parcel number: 37308903600000010220000000
  • Special condition: None

Lot

  • Lot size: 1.09 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Putnam County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$207$2,484
Property Taxes $969$11,628
Electricity $285$3,426
Total$4,237$50,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,268/yr
40% on housing$127,110/yr
45% on housing$112,986/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$318This listing

vs Other Active Listings

Avg $/sqft

ZIP 10509$329
Putnam County$329

vs Homes Sold Last Month

Median $/sqft

ZIP 10509$288
Putnam County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$549,000
2026-07-01Listed for sale$549,000
2001-01-29Sold$246,000

For Sale by Agent

AgentMichael Santoianni
BrokerageCentury 21 Alliance Rlty Group

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