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9815 Pinehurst Dr, Elko New Market, MN, 55020

4beds
3baths
2,842sqft
$549,900
$193price/sqft
$4,234/moest. monthly cost
$169,360/yrincome needed

About This Home

Introducing a stunning new construction opportunity by Castle Gate Homes—upscale detached townhomes designed for easy, low-maintenance living. This thoughtfully designed 4-bedroom, 3-bathroom home offers 2,619 square feet of comfortable living space and a finished three-stall garage. Set on a desirable golf course lot in the Boulder Pointe community, residents will enjoy scenic views and association-maintained living, including snow removal and lawn care. The interior features quality finishes throughout, including soft-close, dovetail cabinetry topped with quartz countertops, a gas fireplace with decorative surround, and durable laminate flooring in the kitchen, dining, living, and entry areas. The master suite boasts a tiled bath floor, and the home includes a 12x12 maintenance-free deck plus a charming maintenance-free front porch—perfect for relaxing outdoors. With LP siding on the front and vinyl on the remaining sides, this home combines style with long-term ease. Ideal for busy families or semi-retired buyers looking for single-family comfort without the upkeep.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

9/10
7/10
McGuire Middle SchoolGrades 6-87.4 mi
10/10

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Age 8 Years or Less,Asphalt

Other

  • Builder name: CASTLE GATE CONSTRUCTION INC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Humidifier,Microwave,Range,Refrigerator
  • Laundry features: In Kitchen,Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Finished,Sump Pump,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 180
  • Dimensions: 12x15

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Bedroom3

  • Level: Lower
  • Area: 174
  • Dimensions: 12x14.5

Bedroom4

  • Level: Lower
  • Area: 168
  • Dimensions: 12x14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Family Room

  • Level: Lower
  • Area: 528
  • Dimensions: 33x16

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,198
  • Finished area above ground: 1,421

Foyer

  • Level: Main
  • Area: 65
  • Dimensions: 5x13

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,842
  • Total interior livable area: 2,842 sqft

Kitchen

  • Level: Main
  • Area: 210
  • Dimensions: 14x15

Living Room

  • Level: Main
  • Area: 256
  • Dimensions: 16x16

Storage

  • Level: Lower
  • Area: 182
  • Dimensions: 13x14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 230560040
  • Zoning description: Residential-Single Family
  • Foundation area: 1421

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch

Lot

  • Lot size: 3,484 sqft
  • Features: Tree Coverage - Light
  • Lot size dimensions: 0.800

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Tornado
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Scott County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$327$3,924
Property Taxes $888$10,656
Electricity $239$2,876
Total$4,234$50,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,165/yr
40% on housing$127,020/yr
45% on housing$112,906/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 55020$247
Scott County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 55020$189
Scott County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-12Listed for sale$559,900
2026-01-12Listing removed$569,900
2025-12-01Price change$569,900
2025-11-06Listed for sale$579,900
2025-11-06Listing removed$579,900
2025-06-11Listed for sale$579,900
2025-05-14Sold$80,000
2025-04-04Pending sale$89,900
2025-03-28Listed for sale$89,900
2024-10-07Listing removed$89,900
2024-06-14Pending sale$89,900
2022-11-01Listed for sale$89,900
2022-01-01Listing removed--
2021-06-12Price change$79,900
2020-09-21Listed for sale$84,900
2018-07-12Sold$57,000
2016-02-19Sold$205,000
2003-08-27Sold$71,900

New Construction

AgentEmily Guetzko
BrokerageRE/MAX Advantage Plus

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