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6447 Us Highway 312, Billings, MT, 59105

4beds
3baths
3,956sqft
$595,000
$150price/sqft
$3,921/moest. monthly cost
$156,840/yrincome needed

About This Home

Rural freedoms meet modern comfort and convenience in this farm style ranch property. No restrictions, natural springs, a variety of outbuildings, and mature landscaping leave plenty of options and potential of use for the outside from business to 4-H or homesteading- the possibilities are endless. Inside the house you will find an open yet cozy floor plan, large sunken living area, unique granite counters, custom stonework, a massive pantry complete with a standing freezer, a large mudroom/office off the garage, main floor laundry, and an expansive primary suite overlooking the creek valley. Then downstairs you can enjoy the large workout/jits room that could also be converted into another bedroom or other flexible potential, a private office, family room, 4th bedroom, a 3rd full bathroom, and walkout patio. Hot tub hookups, solar panels, and freedom all within 15 minutes of the airport

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
4/10
Shepherd 7-8Grades 6-82.9 mi
5/10
Shepherd High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2004

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Cement Siding,Hardboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Oven,Range,Refrigerator,Water Softener Owned,Water Purifier

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Chandelier,Granite Counters
  • Level: Main

Exercise Room

  • Features: Built-in Features
  • Level: Basement

Family Room

  • Features: Recessed Lighting,Sliding Doors,Walk-In Closet(s)
  • Level: Basement

Features

  • Ceiling Fan(s),Pantry
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 2,324

Heating & Cooling

  • Heating features: Forced Air,Gas,Propane,Other
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,956 sqft

Kitchen

  • Features: Built-in Features,Chandelier,Granite Counters,Recessed Lighting,Solid Surface Counters,Sliding Doors,Sink
  • Level: Main

Living Room

  • Features: Ceiling Fan(s),Fireplace,Granite Counters,Recessed Lighting
  • Level: Main

Master Bedroom

  • Features: Built-in Features,Bay Window,Closet,Solid Surface Counters,Sink
  • Level: Main

Property

Details

  • Parcel number: D07522
  • Zoning description: UNZON
  • Horse amenities: Loafing Shed

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Deck,Fence,Workshop
  • Fencing: Fenced
  • Has view: Yes
  • Topography of land: Hill

Lot

  • Lot size: 2.85 Acres
  • Features: Level,Rolling Slope,Stream/Creek,Sloped,Trees,Views

Parking

  • Total spaces: 6
  • Parking features: Attached,Detached,Workshop in Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Wildfire
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance $373$4,476
Property Taxes $269$3,228
Electricity $271$3,259
Total$3,921$47,052

Income You'd Need if You Spent...

35% on housing$134,434/yr
40% on housing$117,630/yr
45% on housing$104,560/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 59105$163
Yellowstone County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 59105$173
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Price change$619,000
2026-03-26Price change$649,000
2026-02-06Price change$674,000
2025-11-07Listed for sale$685,000
2019-12-13Sold--

For Sale by Agent

AgentChantal Hale
BrokerageeXp Realty, LLC - Billings

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