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14539 Coffey Ln, Hudson, FL, 34667

5beds
3baths
2,254sqft
$897,000
$398price/sqft
$7,095/moest. monthly cost
$283,800/yrincome needed

About This Home

One or more photo(s) has been virtually staged. The Coffey Grounds Two homes sites on 3.5 lots on 520 ft (MOL)waterfront on bay with spring and Gulf access. The homes have had extensive remodel. While both are pre-firm (Built prior to 1981 FEMA elevation regulation) homes, they both are benefitting being elevated waterfront. The property exhibits an old Florida park like atmosphere. Only minutes from shopping and medical, including hospital, at the same time the property provides near exclusive privacy and seclusion. All but 60 feet is sea walled, supporting two boat ramps and three docks (one fixed and two floating). Also, an additional feature is a firepit and seating to add the special touch on a night of entertainment. In a narrative description there is main house and a separated/detached independent secondary home, near 900sf, +porch, 2 bdrm/1 bath for extended family, guests, friends or a supplemental income rental home. Included is a third buildable waterfront lot (60X110) adjoined. There is not a pool on site, however there is plenty of room in several areas for one to be constructed. Unlike most waterfront homes on tiny postage stamp size lots there is arm stretching room here and then some. The Main house: It is a 3-bedroom/ 2 bath home. Large living room with water views everywhere, formal dining area, reading and office area and for you ladies or our gentlemen cooks, it has a unique kitchen. Cabinets galore. The kitchen can be an eat in if desired it is certainly large enough. Did I say there was a water view everywhere here too? Yes, there is. At the end of the kitchen there is the laundry room and pantry. Very convenient. The master bedroom is split plan from the other two bedrooms with its own private outside ingress and egress. Very large walk-through closet and dressing area which leads to the master bath. The other two bedrooms are located down the hall at the opposite end of the home with an immediate full bath in hallway. After saying all that is there more? Yes again, A huge outside covered porch found on two sides of the home with two accesses from inside the home with a gorgeous view of the entire bay, encompassed by an old Florida cross-fence railing. Two more little surprises associate with the home is a nice screen/vinyl windowed porch. It is a place to sit out and enjoy, a nice area for indoor plants or maybe even a relatively private hot tub location, still with a view of the bay. Last but certainly not least with this home there is an inclusive carport located under the main roof to permit a dry transfer from car to home on a rainy day or another very nice and breezy fun porch. The many choices of its uses are yours. There is a very nice footprint on this home with a distinct fully functional character more than 1400 sf main living area, also found under the main roof an enclosed screened in porch 154 sf(Mol) and carport/porch area 264 sf (MOL). with an approximate covered roof footprint at 2300 sf which includes one of the best features, a wraparound waterside covered porch of real usable and livable space. The site extends to outside living to a large patio area and a front row seat to the activities on the bay.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10
Hudson Primary AcademyGrades PK-50.5 mi
4/10
Hudson High SchoolGrades 7,9-123.7 mi
2/10
Hudson Middle SchoolGrades 4-89.3 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Block,Concrete Perimeter,Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco,Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Inside

Bathroom2

  • Features: No Closet
  • Level: Basement

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: No Closet
  • Level: First

Features

  • Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Luxury Vinyl

Florida Room

  • Level: First

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,898
  • Total interior livable area: 2,254 sqft

Kitchen

  • Features: Storage Closet
  • Level: First

Laundry

  • Features: Storage Closet
  • Level: First

Living Room

  • Features: No Closet
  • Level: First

Primary Bathroom

  • Features: Storage Closet
  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 162428015.000B.00001.0
  • Zoning: R4
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Balcony,Garden,Lighting,Private Mailbox,Sidewalk,Storage
  • Has view: Yes
  • View description: Bay/Harbor - Full
  • Has water view: Yes
  • Water view: Bay/Harbor - Full
  • On waterfront: Yes
  • Waterfront features: Bay/Harbor,Bay/Harbor Access,Boat Ramp - Private

Lot

  • Lot size: 0.43 Acres

Parking

  • Total spaces: 7
  • Parking features: Garage,Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 7
  • Carport: Yes
  • Carport spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,535$54,420
Home Insurance *$1,296$15,552
Property Taxes $1,038$12,456
Electricity $226$2,722
Total$7,095$85,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$243,257/yr
40% on housing$212,850/yr
45% on housing$189,200/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$398This listing

vs Other Active Listings

Avg $/sqft

ZIP 34667$154
Pasco County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 34667$175
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$897,000
2026-05-02Price change$867,000
2026-04-09Listed for sale$897,000

For Sale by Agent

AgentSteven Koleno
BrokerageBEYCOME OF FLORIDA LLC

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