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1955 Ruffino Dr, Colorado Springs, CO, 80921

5beds
4baths
3,323sqft
$824,900
$248price/sqft
$5,106/moest. monthly cost
$204,240/yrincome needed

About This Home

Beautiful Classic Homes Sierra floorplan situated on a spacious .24-acre lot, built in 2020 and offering 5 bedrooms, 4 bathrooms, a loft, bonus space, and a 3-car garage with 3,274 sq ft of well-designed living space. The main level features laminate flooring throughout and an open-concept layout ideal for everyday living and entertaining. The kitchen includes granite countertops, white cabinetry, a center island, stainless steel appliances, new electric range with air cooking technology, under-cabinet lighting, and a newly added tile backsplash. The kitchen flows seamlessly into the bright living room creating a welcoming gathering space. Upstairs you’ll find three bedrooms plus a versatile loft area, perfect for a second living space, playroom, or office. The spacious primary suite includes a 5-piece bathroom featuring a pebble stone shower floor, soaking tub, and dual vanities. The finished basement expands the living space with 9-foot ceilings, a large family room, two additional bedrooms (one with a walk-in closet), and a full bathroom with tile floors and a tile surround tub/shower combo. Step outside to the beautifully improved backyard featuring a newly added deck and professional landscaping, creating an incredible outdoor living space for relaxing or entertaining, all while enjoying the mountain view and views of Pikes Peak! With modern finishes, generous square footage, and thoughtful upgrades inside and out, this home offers comfort, style, and space in a highly desirable community.

Getting Around

14
WalkingCar-Dependent
17
TransitMinimal Transit
21
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Existing Home
  • Year built: 2020

Materials

  • Roof: Composite Shingle
  • Construction materials: Stucco,Framed on Lot

Other

  • Builder model: Sierra
  • Builder name: Classic Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • 5-Pc Bath,Vaulted Ceiling(s),Pantry
  • Flooring: Carpet,Ceramic Tile,Wood Laminate
  • Fireplace features: None
  • Finished area below ground: 1,051
  • Finished area above ground: 2,272

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,323
  • Total interior livable area: 3,323 sqft

Other

  • Level: Upper

Property

Details

  • Parcel number: 6216220002

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Composite
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Mountain(s),View of Pikes Peak

Lot

  • Lot size: 10,467 sqft
  • Features: Level,Landscaped

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Hail
Lightning
Tornado
Wildfire
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$376$4,512
Property Taxes $309$3,708
Electricity $250$3,010
Total$5,106$61,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,062/yr
40% on housing$153,180/yr
45% on housing$136,160/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 80921$234
El Paso County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 80921
El Paso County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$824,900
2026-04-23Price change$799,000
2026-04-20Price change$825,000
2026-04-10Price change$849,000
2026-03-30Price change$874,988
2026-03-09Listed for sale$898,000
2021-03-18Sold$501,600

For Sale by Agent

AgentKay Ely
BrokerageThe Cutting Edge

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