See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1205 S Main St, Lewistown, IL, 61542

4beds
2baths
1,974sqft
$220,000
$111price/sqft
$1,818/moest. monthly cost
$72,720/yrincome needed

About This Home

Spacious, versatile, and full of opportunity. This 4 bed 2 bath ranch home offers comfort functionality and income potential all in one. Step inside to find a well designed layout with generous living spaces and 4 comfortably sized bedrooms perfect for families, guests, or flexible use. The home features 2 full bathrooms including 1 with an expansive laundry area that adds convenience and storage.The over sized 2 car garage provides ample room for vehicles, tools equipment, or hobby space. Attic space available for extra storage. There is a small panic room in the back side of the garage with inside accessibility for weather safety, sump pump installed. Outside you’ll find an easy to maintainable yard that has a small fenced in back area, a deck and a patio. This property is commercially zoned and has proven short term rental appeal. Currently advertises on VRBO and AirBnB. This home presents a fantastic opportunity for investors or owners looking to generate additional income. Please provide as much notice as possible when making scheduled appointments.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

3/10
Central Elementary SchoolGrades PK-60.2 mi
4/10
Lewistown High SchoolGrades 7-121.5 mi

Construction

Condition

  • Year built: 2012

Materials

  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Additional Room

  • Level: Main
  • Dimensions: 12ft 9in x 11ft 2in

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer

Basement

  • Basement: None

Bedroom1

  • Level: Main
  • Dimensions: 9ft 0in x 12ft 1in

Bedroom2

  • Level: Main
  • Dimensions: 9ft 0in x 14ft 11in

Bedroom3

  • Level: Main
  • Dimensions: 14ft 11in x 11ft 11in

Bedroom4

  • Level: Main
  • Dimensions: 10ft 1in x 14ft 11in

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Window features: Blinds
  • Attic: Storage

Heating & Cooling

  • Heating features: Forced Air,Propane Rented
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,974
  • Total interior livable area: 1,974 sqft

Kitchen

  • Level: Main
  • Dimensions: 21ft 11in x 14ft 0in

Living Room

  • Level: Main
  • Dimensions: 20ft 7in x 29ft 11in

Main Level

  • Area: 1974

Property

Details

  • Parcel number: 181927141065

Features

  • Patio & porch: Deck,Patio

Lot

  • Features: Level
  • Lot size dimensions: TBD

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Heat Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$242$2,904
Property Taxes $313$3,756
Electricity $151$1,821
Total$1,818$21,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,331/yr
40% on housing$54,540/yr
45% on housing$48,480/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 61542$55
Fulton County$73

vs Homes Sold Last Month

Median $/sqft

ZIP 61542$87
Fulton County$72

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$220,000
2026-04-06Listing removed$220,000
2025-10-10Listed for sale$220,000
2023-08-22Listing removed--
2023-08-22Price change$149,900
2023-07-10Listed for sale$170,000

For Sale by Agent

AgentTraci R Miller
BrokerageGorsuch Realty & Auction

Similar Homes