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7844 86th Street, Ridgewood, NY, 11385

4beds
3baths
1,789sqft
$1,029,000
$575price/sqft
$6,412/moest. monthly cost
$256,480/yrincome needed

About This Home

An Upper Glendale, Highly Sought after, Legal 2 Family, in Good Condition, and Located Ideally on a Quiet, Tree Lined, Glendale Block. This is a 2 BR / 1 Bath Over a 2 BR / 1 Bath and comes with a Partially Finished basement, with Separate Entrances to both the second floor and the basement. This Property Features a Private Multi Car Driveway, and a 1 Car Detached Garage with a New Roof. You get Anderson windows throughout and a Skylight that assures bright and pleasant, sun soaked interiors. You also have a Patio Area in the back that's great for Entertaining. Whether your a First Time Homebuyer or an Investor, this is the Opportunity to Buy this and take advantage of the highly sought after neighborhood and also the Income Opportunity. The Entire House will be Delivered Completely Vacant Upon Title. Potential Rents for the First and Second Floors is anywhere from $2795 - $3200 monthly for each unit. It Located Near All, Near Really Good Schools, Places of Worship, Shopping Centers, Eateries, Public Transportation and so much more.

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

6/10
Ps 113 Isaac ChaunceyGrades PK-80.1 mi
6/10
Maspeth High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1930

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • First Floor Bedroom,First Floor Full Bath,Storage
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,789
  • Total interior livable area: 1,789 sqft

Property

Details

  • Parcel number: 038440074
  • Special condition: None

Features

  • Fencing: Back Yard

Lot

  • Lot size: 2,500 sqft

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,203$62,436
Home Insurance *$271$3,252
Property Taxes $643$7,716
Electricity $295$3,547
Total$6,412$76,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$219,840/yr
40% on housing$192,360/yr
45% on housing$170,986/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$575This listing

vs Other Active Listings

Avg $/sqft

ZIP 11385$563
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11385$601
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-25Price change$1,050,000
2026-04-22Price change$1,075,000
2025-08-03Price change$1,099,000
2025-07-18Listed for sale$1,175,000
2015-01-18Listing removed$729,777
2014-11-14Listed for sale$729,777
2014-04-08Listing removed$1,300
2013-09-05Listed for rent$1,300
2005-10-12Sold$600,000

For Sale by Agent

AgentGeorge Zanetis
BrokerageZanetis Properties LLC

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