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15458 20th Rd, Whitestone, NY, 11357

4beds
2baths
4,000sqft
$1,299,000
$325price/sqft
$9,786/moest. monthly cost
$391,440/yrincome needed

About This Home

Location!! Location!! Location!! welcome to this oversized property located in one of the most sought out parts of Whitestone. this property offers a fantastic opportunity for home owners or investors ,the home provides plenty of space ,privacy and potential for expansion or customization the great location make convenient to nearby shops ,schools, parks and transportation .whether you are looking to move in ,renovate, or build your dream home, this property offers endless possibilities in a wonderful community The information has been provided by the Seller and has not been verified by the Broker. Information is deemed reliable but not guaranteed. NOTE FOR SHOWING CONTACT ELI OR MIKE

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

8/10
Ps 79 Francis LewisGrades PK-50.7 mi
7/10
Jhs 194 William CarrGrades 6-80.2 mi

Construction

Condition

  • Year built: 1955

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 4,000
  • Total interior livable area: 4,000 sqft

Property

Accessibility

  • Accessibility features: Wheelchair Access

Details

  • Parcel number: 047370034
  • Special condition: Resale

Features

  • Patio & porch: Other
  • Exterior features: Garden

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,568$78,816
Home Insurance *$284$3,408
Property Taxes $2,273$27,276
Electricity $661$7,932
Total$9,786$117,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$335,520/yr
40% on housing$293,580/yr
45% on housing$260,960/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 11357$590
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11357$748
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Contingent$1,299,000
2026-03-26Price change$1,299,000
2026-03-11Listed for sale$1,399,000

For Sale by Agent

AgentMike Kaheni
BrokerageRoyal House Realty, Inc.

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