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4840 186th St, Fresh Meadows, NY, 11365

2beds
1baths
836sqft
$1,050,000
$1,256price/sqft
$6,448/moest. monthly cost
$257,920/yrincome needed

About This Home

Welcome to this well-maintained one-family home offering comfortable, move-in ready living in a convenient Fresh Meadows location. This inviting property features 2 bedrooms and 1 full bathroom while offering a functional layout ideal for everyday living. The partially furnished basement provides excellent bonus space -- perfect for a home office, gym, media room or additional storage giving you the flexibility to customize the space to fit your needs. Outside, enjoy the convenience of a private one-car garage, along with a backyard that is great for relaxing, gardening, or entertaining outdoors. Fresh Meadows offers the charm of a close-nit community combined with easy access to local shops, restaurants, parks and transportation options making this an appealing spot for a variety of lifestyles. Don't miss the opportunity to make this home your own -- schedule your private showing today and see everything this property has to offer!

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

10/10
Ps 162 John GoldenGrades PK-50.8 mi
10/10
JHS 216 George J RyanGrades 6-80.7 mi
5/10
Francis Lewis High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1940

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer/Dryer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 836
  • Total interior livable area: 836 sqft

Property

Details

  • Parcel number: 056210010
  • Special condition: Resale

Features

  • Patio & porch: Other
  • Exterior features: Garden

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance *$237$2,844
Property Taxes $656$7,872
Electricity $246$2,954
Total$6,448$77,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$221,074/yr
40% on housing$193,440/yr
45% on housing$171,946/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,256This listing

vs Other Active Listings

Avg $/sqft

ZIP 11365$637
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11365$723
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$950,000
2026-08-01Listed for sale$1,050,000

For Sale by Agent

AgentHamlet Perez
BrokerageEXP Realty NYC

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