




16324 20th Avenue, Whitestone, NY, 11357
About This Home
Expanded cape in the charming neighborhood of Whitestone featuring central air and heat,solar panels,5 bedrooms – including 2 on the main floor and 3 upstairs, 3 full bathrooms, conveniently located one on each level.This home offers a finished basement, sunny living room with parquet floors, kitchen with tile floor,granite countertops, wood cabinets,large stainless steel refridgerator, new stainless steel microwave, gas stove, and trash compactor. The dining room, complete with tile floor, recessed lighting and a chandelier, opens through a door to outside cement patio leading to a large grassy backyard with a storage shed- perfect for relaxing,entertaining, or family gatherings. Filled with potential, this home is ready to be transformed into the home of your dreams.
Getting Around
Schools
Construction
Condition
- Year built: 1945
Materials
- Construction materials: Aluminum Siding,Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Gas Oven,Microwave,Refrigerator,Stainless Steel Appliance(s),Trash Compactor,Washer,Gas Water Heater
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- First Floor Bedroom,First Floor Full Bath,Chandelier,Entrance Foyer,Formal Dining,Granite Counters,Recessed Lighting
- Attic: None
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,408
- Total interior livable area: 1,408 sqft
Property
Details
- Parcel number: 057480018
- Special condition: None
Lot
- Lot size: 4,000 sqft
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Queens County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,557 | $66,684 |
| Home Insurance * | $240 | $2,880 |
| Property Taxes | $686 | $8,232 |
| Electricity | $246 | $2,954 |
| Total | $6,729 | $80,748 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Listed for sale | $1,200,000 |
