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163-07 21st Avenue, Whitestone, NY, 11357

4beds
1baths
1,188sqft
$1,080,000
$909price/sqft
$6,618/moest. monthly cost
$264,720/yrincome needed

About This Home

Charming cape cod style home in Whitestone. 41.42X100 lot size, 24X33 building size, R2A zoning. The first floor features a bright and spacious living room, followed by an eat in kitchen, 2 bedrooms, and 1 full bathroom. The second floor features 2 generously sized bedrooms. The full finished basement is great for additional living space and also features a utility room. 2 car driveway with a 1 car garage. Close to shops, restaurants, parks, and schools.( PS 184 is right across the street) Close to the Q76 bus. Come quickly, this home is priced to sell!

Getting Around

83
WalkingVery Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

10/10
Ps 184 Flushing ManorGrades PK-50.0 mi
8/10
Jhs 194 William CarrGrades 6-80.5 mi

Construction

Condition

  • Year built: 1945

Materials

  • Construction materials: Brick,Clapboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath
  • Attic: See Remarks

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,188
  • Total interior livable area: 1,188 sqft

Other

  • Level: First

Other

  • Level: Second

Other

  • Level: Basement

Property

Details

  • Parcel number: 4057490074
  • Special condition: None

Lot

  • Lot size: 4,142 sqft

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,461$65,532
Home Insurance *$236$2,832
Property Taxes $675$8,100
Electricity $246$2,954
Total$6,618$79,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$226,902/yr
40% on housing$198,540/yr
45% on housing$176,480/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$909This listing

vs Other Active Listings

Avg $/sqft

ZIP 11357$587
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11357$748
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$1,080,000

For Sale by Agent

AgentXiao Zheng
BrokerageJamie Realty Group

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