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56-20 217th Street, Oakland Gardens, NY, 11364

4beds
3baths
2,132sqft
$1,549,000
$727price/sqft
$9,469/moest. monthly cost
$378,760/yrincome needed

About This Home

Rare Opportunity in Oakland Gardens | Top-Tier School District 26 Discover the perfect blend of suburban tranquility and urban accessibility. Nestled on a serene, mid-block lot, this detached two-family residence is a true gem in the heart of Oakland Gardens. Owners will appreciate being zoned for the prestigious, Blue Ribbon trifecta: PS 203, MS 74, and Cardozo High School. The home is meticulously maintained, featuring a durable brick and siding exterior and significant mechanical updates—including a newer burner and water tank. With dedicated laundry sets for each unit, the layout is ideal for multi-generational living without compromising privacy. Step outside to find local shopping and the Manhattan Express Bus just moments away, offering a seamless commute in a prestigious neighborhood setting.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

8/10
Ps 203 Oakland GardensGrades PK-50.2 mi
8/10
5/10

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Laundry features: In Basement,In Kitchen

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Formal Dining
  • Flooring: Hardwood
  • Attic: See Remarks

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Ductless,Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,132
  • Total interior livable area: 2,132 sqft

Property

Details

  • Parcel number: 074450014
  • Special condition: None

Lot

  • Lot size: 3,280 sqft
  • Lot size dimensions: 41 x 80

Parking

  • Total spaces: 1
  • Parking features: Detached,Private
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,832$93,984
Home Insurance *$317$3,804
Property Taxes $968$11,616
Electricity $352$4,227
Total$9,469$113,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$324,651/yr
40% on housing$284,070/yr
45% on housing$252,506/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$727This listing

vs Other Active Listings

Avg $/sqft

ZIP 11364$380
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11364$737
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Listed for sale$1,549,000
2016-01-28Listing removed$1,200,000
2015-08-21Price change$1,200,000
2015-07-26Listed for sale$1,300,000
2008-02-19Sold$855,000

For Sale by Agent

AgentRui Zhang CBR
BrokerageDaniel Gale Sothebys Intl Rlty

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