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247-18 89th Ave, Bellerose, NY, 11426

3beds
3baths
1,200sqft
$799,999
$667price/sqft
$4,978/moest. monthly cost
$199,120/yrincome needed

About This Home

Welcome to this well-maintained 3-bedroom, 2.5-bath semi-attached residence located in the heart of Bellerose within School District 26. This property is a legal two-family home with C/O and is currently configured as a spacious single-family residence, offering flexible living arrangements and long-term value potential. The home features several recent upgrades designed to improve comfort, efficiency, and long-term savings. A fully transferable solar energy system installed in November 2025 includes a 10-year watertight roof guarantee. The property benefits from a solar tax abatement program starting Q1 2026, annual property taxes may be reduced to approximately the low-$4,000 range (subject to verification with NYC) The home is equipped with six high-efficiency Daikin heat pump and A/C units providing year-round climate control. Energy-efficient Low-E windows were installed throughout the second floor in August 2025, including a triple-pane and a picture window in the primary bedroom. A brand-new porch roof was also installed in November 2025. The main level offers a bright and inviting open-concept layout featuring an oversized living room, full dining area, and a conveniently located full bathroom. The updated kitchen includes granite countertops, custom cabinetry, a vent hood, and newer LG and Frigidaire appliances, with direct access to the backyard. The second floor features three well-proportioned bedrooms and a second full bathroom. The fully finished basement provides additional flexible living space and includes a half bathroom and separate entrance. An insulated attic with plywood flooring offers generous storage. Step outside from the kitchen to a sunny south-facing fenced backyard, ideal for gardening, relaxing, or entertaining. The property also includes stainless-steel entry canopies over both the front and rear entrances. On-street parking is available. Shared driveway leads to a detached garage suitable for storage, workshop, or hobby use. Conveniently located near the LIRR for an easy commute to Manhattan, with convenient access to major highways, shopping, restaurants, and everyday conveniences. All information is deemed reliable but not guaranteed. Buyers are encouraged to independently verify all information.

Getting Around

88
WalkingVery Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

7/10
Ps 133Grades PK-50.4 mi
7/10
3/10

Construction

Condition

  • Year built: 1930

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 086630012
  • Special condition: Resale

Features

  • Patio & porch: Other
  • Exterior features: Balcony,Garden
  • Has view: Yes
  • View description: City

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance *$188$2,256
Property Taxes $499$5,988
Electricity $246$2,954
Total$4,978$59,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$170,674/yr
40% on housing$149,340/yr
45% on housing$132,746/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$667This listing

vs Other Active Listings

Avg $/sqft

ZIP 11426$490
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11426$570
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Contingent$799,999
2026-04-13Price change$799,999
2026-04-09Listed for sale$864,900
2021-07-27Sold$665,000
1996-03-07Sold$150,000

For Sale by Agent

AgentNick Oliver
BrokerageHauseit LLC

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