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10538 89th Street, Ozone Park, NY, 11417

3beds
2baths
1,296sqft
$875,000
$675price/sqft
$5,478/moest. monthly cost
$219,120/yrincome needed

About This Home

Don't miss this incredible opportunity to own a well- maintained 2 family home in the heart of Ozone Park! Perfect for both end-users and investors. This property offers strong rental potential and flexible living! Close to shopping, restaurants and schools, easy access to Transportation (A train / buses). Convenient to major highways . Schedule your showing today! This one won't last.

Getting Around

86
WalkingVery Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

Construction

Condition

  • Year built: 1925

Type & Style

  • Home type: MultiFamily
  • Architectural style: A-Frame
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen
  • Flooring: Hardwood
  • Attic: Unfinished

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Electric,Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,296
  • Total interior livable area: 1,296 sqft

Property

Details

  • Parcel number: 091530023
  • Special condition: None

Lot

  • Lot size: 2,500 sqft

Parking

  • Total spaces: 1
  • Parking features: Shared Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$262$3,144
Property Taxes $546$6,552
Electricity $246$2,954
Total$5,478$65,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,817/yr
40% on housing$164,340/yr
45% on housing$146,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$675This listing

vs Other Active Listings

Avg $/sqft

ZIP 11417$499
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11417$579
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$875,000
2024-08-01Listing removed--
2024-05-31Listed for sale$899,000
2024-04-29Listing removed--
2023-12-12Listed for sale$899,000
1996-11-21Sold$190,000

For Sale by Agent

AgentRomona B. Mangal
BrokerageLion Estates LLC

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