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12720 95th Avenue, Jamaica, NY, 11419

4beds
3baths
1,536sqft
$1,025,000
$667price/sqft
$6,375/moest. monthly cost
$255,000/yrincome needed

About This Home

Beautifully maintained fully detached legal 2-family home situated on a prime corner lot in the heart of Richmond Hill. Each floor offers 2 spacious bedrooms, a bright living room, an eat-in kitchen, and a full bath, providing an excellent layout for both owner-occupants and investors. The finished basement with a separate outside entrance adds valuable bonus space. Complete with a private driveway and an oversized paved backyard, perfect for entertaining family and friends. Ideally located just minutes from public transportation, shopping, restaurants, schools, parks, and everyday conveniences, with easy access to major highways. A rare opportunity to own a versatile, move-in-ready property in one of Queens’ most convenient neighborhoods. Schedule your private showing today!

Getting Around

82
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

7/10
Ps 55 MaureGrades PK-50.2 mi
7/10
REDWOOD MIDDLE SCHOOLGrades 6-82.7 mi

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Colonial
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Eat-in Kitchen,Granite Counters,Pantry,Speakers,Storage,Walk Through Kitchen
  • Window features: ENERGY STAR Qualified Windows,Storm Window(s)
  • Flooring: Carpet,Hardwood,Tile,Wood
  • Attic: Unfinished

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Multi Units

Interior Area

  • Total structure area: 1,536
  • Total interior livable area: 1,536 sqft

Property

Details

  • Parcel number: 094700010
  • Special condition: None

Features

  • Exterior features: Mailbox,Speakers

Lot

  • Lot size: 1,817 sqft
  • Features: Back Yard,Corner Lot,Front Yard,Near Public Transit,Near School,Near Shops,Private,See Remarks

Parking

  • Total spaces: 3
  • Parking features: Garage,Private
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,182$62,184
Home Insurance *$300$3,600
Property Taxes $640$7,680
Electricity $253$3,046
Total$6,375$76,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$218,571/yr
40% on housing$191,250/yr
45% on housing$170,000/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$667This listing

vs Other Active Listings

Avg $/sqft

ZIP 11419$560
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11419$567
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$1,025,000

For Sale by Agent

AgentKavita Singh
BrokerageKNS Homes Inc

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