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10318 126th Street, South Richmond Hill, NY, 11419

2beds
2baths
1,264sqft
$909,000
$719price/sqft
$5,676/moest. monthly cost
$227,040/yrincome needed

About This Home

Well-maintained two-family residential property located in desirable South Richmond Hill. This versatile home offers a first-floor unit with one bedroom, an eat-in kitchen, a full bath, and a stand-up Jacuzzi tub. The second-floor unit features one bedroom, an eat-in kitchen, and a full bath. The finished basement provides additional living space with one bedroom, a living room, and a kitchen. Property includes garbage disposal, multiple internet connections, skylight for added natural light, and a security system. Ideal for owner-occupants or investors seeking a great opportunity in a prime neighborhood.

Getting Around

93
WalkingWalker's Paradise
0
TransitVery Limited Transit
51
BikeBikeable

Schools

8/10
Ps 121Grades PK-50.4 mi
6/10
JHS 8 Richard S GrossleyGrades 6-81.8 mi

Construction

Condition

  • Year built: 1925

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full,See Remarks,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen,Formal Dining,High Speed Internet

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,264
  • Total interior livable area: 1,264 sqft

Property

Details

  • Parcel number: 095620014
  • Special condition: None

Lot

  • Lot size: 2,217 sqft

Parking

  • Parking features: Driveway,Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,596$55,152
Home Insurance *$266$3,192
Property Taxes $568$6,816
Electricity $246$2,954
Total$5,676$68,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$194,605/yr
40% on housing$170,280/yr
45% on housing$151,360/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$719This listing

vs Other Active Listings

Avg $/sqft

ZIP 11419$561
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11419$567
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$909,000
2026-02-05Listed for sale$929,000
2011-07-21Sold$350,000
2011-02-14Listed for sale$369,000
2000-10-12Sold$195,000

For Sale by Agent

AgentLester G. Ramcharran
BrokerageCrossroads Properties

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