See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

10492 129th Street, South Richmond Hill, NY, 11419

3beds
2baths
1,680sqft
$825,000
$491price/sqft
$5,205/moest. monthly cost
$208,200/yrincome needed

About This Home

Great opportunity in desirable Richmond Hill! Ideal for first-time buyers or investors seeking long-term potential. This property offers solid value with plenty of room to customize and make it your own. Conveniently located near shops, restaurants, public transportation, and more. This 2-family home features a 1-bedroom unit on the first floor with a living room and eat-in kitchen, plus a bonus room that can be used as a home office, additional bedroom, or for a variety of uses. The second floor offers a 2-bedroom unit with a full kitchen. A full unfinished basement with a separate outside entrance provides additional space and flexibility

Getting Around

84
WalkingVery Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

8/10
Ps 121Grades PK-50.3 mi
6/10
JHS 8 Richard S GrossleyGrades 6-81.6 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1925

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Storage Space,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen,Storage
  • Flooring: Hardwood,Laminate,Tile,Wood

Heating & Cooling

  • Heating features: Radiant
  • Cooling features: None

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 1,680 sqft

Property

Details

  • Parcel number: 095820044
  • Special condition: None

Lot

  • Lot size: 2,500 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$242$2,904
Property Taxes $515$6,180
Electricity $277$3,331
Total$5,205$62,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$178,457/yr
40% on housing$156,150/yr
45% on housing$138,800/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$491This listing

vs Other Active Listings

Avg $/sqft

ZIP 11419$563
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11419$567
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$825,000

For Sale by Agent

AgentBharti Verma
BrokerageCharles Rutenberg Realty Inc

Similar Homes