




104-35 186th Street, Saint Albans, NY, 11412
About This Home
This Beautifully Renovated Colonial in Prime Location Can Be Yours !!! This charming 3-bedroom, 1.5-bath Colonial is situated on a quiet residential street, offering the perfect blend of classic character and modern updates. A welcoming front porch leads into a spacious foyer featuring beautiful natural woodwork. The open-concept boasts approximately 1,156 square feet of living space, including a bright living room, dining area, and eat-in kitchen—ideal for both everyday living and entertaining. The open space and updated kitchen features granite countertops and stainless-steel appliances, including an oven, microwave, and refrigerator. The second floor offers three generously sized bedrooms with new insulated windows and screens. The primary bedroom includes dual closets for ample storage. Additional features include a finished full basement, a washer/dryer hookup, Gas heat, and a front yard sprinkler system Step outside to enjoy a private backyard with a wood deck conveniently accessible from the kitchen & basement - perfect for relaxing or entertaining guests. Ideally located near the LIRR, major highways, shopping, restaurants, and local amenities. This move-in-ready home offers comfort, convenience, style, and can be yours TODAY !
Getting Around
Schools
Construction
Condition
- Property condition: Actual
- Year built: 1950
Materials
- Construction materials: Brick,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Gas Range,Microwave,Oven,Range,Refrigerator,Stainless Steel Appliance(s)
- Laundry features: Washer/Dryer Hookup,In Basement,Laundry Room,Washer Hookup
Basement
- Level: Basement
Basement
- Has basement: Yes
- Basement: Finished,Full,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Entrance Foyer,Kitchen Island,Open Floorplan,Open Kitchen
- Flooring: Wood
- Attic: Unfinished
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 3,000
- Total interior livable area: 1,156 sqft
Other
- Level: First
Other
- Level: Second
Property
Details
- Parcel number: 103720004
- Attached to another structure: Yes
- Special condition: None
Features
- Levels: Two
- Fencing: Fenced
Lot
- Lot size: 3,120 sqft
Parking
- Total spaces: 3
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Queens County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,989 | $47,868 |
| Home Insurance * | $238 | $2,856 |
| Property Taxes | $493 | $5,916 |
| Electricity | $246 | $2,954 |
| Total | $4,966 | $59,592 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Price change | $789,000 |
| 2026-06-12 | Listed for sale | $849,000 |
