




187-15 Tioga Drive, Saint Albans, NY, 11412
About This Home
187-15 Tioga Drive is a 22' x 41.5' built two family sitting on a 30' x 100' lot on a beautiful tree lined street of Saint Albans. Featuring a wide private driveway, garage and tons of yard space to enjoy outdoor gatherings. Ideal for savvy investors and primary home owners. Configured as a 3 bedroom 1 bath rental unit over a 3 bedroom 1 bath garden, plus a high ceiling full finished basement with OSE. Expansive sun drenched formal living area, eat in kitchen, spacious bedrooms with ample closet space. Perfect opportunity for buyers looking to add their own touch and create their dream residence. Prime Saint Albans location. Close proximty to transportation, schools, shopping centers, highways, restaurants, cafes, parks and many other vibrant neighborhood amenities.
Getting Around
Schools
Construction
Condition
- Year built: 1988
Type & Style
- Home type: MultiFamily
- Architectural style: Colonial
- Property subType: Duplex,Multi Family
Interior
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen,Entrance Foyer,Formal Dining
- Attic: None
Heating & Cooling
- Heating features: Baseboard
- Cooling features: Wall/Window Unit(s)
Property
Details
- Parcel number: 103990009
- Special condition: None
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Queens County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,815 | $69,780 |
| Home Insurance * | $347 | $4,164 |
| Property Taxes | $718 | $8,616 |
| Electricity | $246 | $2,954 |
| Total | $7,126 | $85,512 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-09-26 | Price change | $1,150,000 |
| 2024-11-22 | Pending sale | $879,000 |
| 2022-03-17 | Listing removed | -- |
| 2022-01-27 | Listed for sale | $799,999 |
| 2000-04-13 | Sold | $289,000 |
