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10422 192nd St, Saint Albans, NY, 11412

6beds
4baths
2,325sqft
$1,100,000
$473price/sqft
$6,965/moest. monthly cost
$278,600/yrincome needed

About This Home

> Welcome to 104-22 192nd Street, a beautifully renovated Victorian-style residence on a quiet residential block in St. Albans, Queens. Offering approximately six bedrooms—or five bedrooms plus a walk-in dressing room—and 3.5 bathrooms, this spacious home combines classic architectural character with modern comfort. > > The main level features a formal living room with a brick fireplace, an elegant formal dining room, a comfortable family den, and a well-appointed kitchen with a breakfast nook. High ceilings, distinctive moldings, substantial baseboards, and hardwood floors enhance the home’s timeless appeal. > > The primary bedroom includes a private en-suite bathroom, while the flexible upper-level rooms provide excellent options for bedrooms, a home office, guest accommodations, or additional storage. A finished basement with generous closet space and a separate entrance adds even more versatility. > > Extensively remodeled in 2011 with approximately $250,000 in improvements, the property also features a newer roof, energy-efficient windows, gas heating with a Burnham boiler, and multiple air-conditioning systems throughout. > > Outside, enjoy a private backyard with both paved and grassy areas, a two-car garage, a two-car driveway, and an electric driveway gate. Conveniently located near local bus service, Manhattan express buses, shopping, and the St. Albans LIRR station—with approximately 25-minute service to Manhattan. > > With its generous proportions, flexible layout, preserved Victorian details, and valuable upgrades, 104-22 192nd Street offers an exceptional opportunity to own a distinctive home in Queens. Schedule your private showing today.

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Construction

Condition

  • Year built: 1920

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Interior Area

  • Total structure area: 2,325
  • Total interior livable area: 2,325 sqft

Property

Details

  • Parcel number: 108820039
  • Special condition: Resale

Features

  • Patio & porch: Other
  • Exterior features: Courtyard

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$332$3,984
Property Taxes $687$8,244
Electricity $384$4,610
Total$6,965$83,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$238,800/yr
40% on housing$208,950/yr
45% on housing$185,733/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$473This listing

vs Other Active Listings

Avg $/sqft

ZIP 11412$513
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11412$517
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$1,088,000
2026-07-28Listed for sale$1,100,000
2020-02-19Sold$200,000
2009-12-17Sold$421,270

For Sale by Agent

AgentYoshinori Takita
BrokerageC&R Real Estate Group NY LLC

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