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115-57 196th Street, Saint Albans, NY, 11412

4beds
2baths
1,616sqft
$570,000
$353price/sqft
$3,677/moest. monthly cost
$147,080/yrincome needed

About This Home

1 family detached frame house with a full basement. Situated on a large 35 x 100 lot with a private driveway and detached 1 car garage. Located on a beautiful tree lined block in the neighborhood of St Albans, Queens. Conveniently located near schools, houses of worship, shopping and public transportation. Property sold OCCUPIED with occupants in possession. Sold AS IS with no reps or warranties and the buyer responsible for the NYC & NYS transfer taxes. Buyer must verify all information. Seller and or broker makes no guarantees as to room counts, square footage, lot size, C of O, utilities, appliances, fixtures, condition or physical characteristics of the property.

Getting Around

86
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

6/10
Ps 136 Roy WilkinsGrades PK-50.3 mi
5/10
Is 192 The LindenGrades 6-80.7 mi

Construction

Condition

  • Year built: 1930

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Other
  • Attic: None

Heating & Cooling

  • Heating features: Other
  • Cooling features: None

Interior Area

  • Total structure area: 1,616
  • Total interior livable area: 1,616 sqft

Property

Details

  • Parcel number: 110370012
  • Special condition: Real Estate Owned

Lot

  • Lot size: 3,500 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage,Private
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,882$34,584
Home Insurance *$172$2,064
Property Taxes $356$4,272
Electricity $267$3,204
Total$3,677$44,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,068/yr
40% on housing$110,310/yr
45% on housing$98,053/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$353This listing

vs Other Active Listings

Avg $/sqft

ZIP 11412$515
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11412$517
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2021-12-22Listing removed--
2021-12-18Listed for rent$1,000
2003-08-19Sold$307,000
1998-11-18Sold$196,000
1998-06-08Sold$100,000

Unknown Listed By

AgentChristopher J. King
BrokerageJoseph T King Real Estate Inc

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