109-08 108th Street, Jamaica, NY, 11420
About This Home
Two-family home in South Ozone Park. Lower unit: 2 bedrooms, 1 bath, eat-in kitchen. 2nd floor unit: 2 bedrooms, 2 full baths, including a spacious primary bath. Both units offer bonus room potential for a 3rd bedroom. Hardwood floors throughout. Major updates completed in 2023 include new roof, new vinyl siding, and new stacked-stone front stoop. Two electric meters currently in place with capacity to add a third. Full, unfinished basement features full-height ceilings and a separate rear entrance — ideal for future finished space. Detached 1-car garage plus shared driveway. Currently owner-occupied; suited for an end-user living in one unit while renting the other, or an investor seeking income-producing potential. Buyers should verify occupancy/use classification with their attorney.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: Duplex,Multi Family
Interior
Appliances
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Unfinished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- First Floor Bedroom,First Floor Full Bath,Ceiling Fan(s),Eat-in Kitchen,Formal Dining
- Flooring: Carpet,Vinyl,Wood
Heating & Cooling
- Heating features: Steam
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 1,832
- Total interior livable area: 1,832 sqft
Property
Details
- Parcel number: 114740025
- Attached to another structure: Yes
- Special condition: None
Lot
- Lot size: 2,200 sqft
Parking
- Total spaces: 1
- Parking features: Garage,Shared Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Queens County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,550 | $54,600 |
| Home Insurance * | $231 | $2,772 |
| Property Taxes | $562 | $6,744 |
| Electricity | $302 | $3,633 |
| Total | $5,645 | $67,740 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-25 | Listed for sale | $899,999 |
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