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12402 Sutter Ave, South Ozone Park, NY, 11420

4beds
2baths
1,212sqft
$929,000
$767price/sqft
$5,761/moest. monthly cost
$230,440/yrincome needed

About This Home

Welcome to Your New Home! Discover this beautifully renovated ranch-style home situated on a desirable corner lot, offering the perfect blend of space, style, and comfort. This expansive residence features 4 generously sized bedrooms and 2 fully renovated bathrooms, thoughtfully designed with modern finishes. The home boasts a bright eat-in kitchen equipped with stainless steel appliances, a spacious living room, a formal dining room, and a fully finished basement with a separate entrance—ideal for extended living, recreation, or entertaining. Additional highlights include a private driveway with parking for 2 vehicles, elegant hardwood floors, recessed lighting, soaring cathedral ceilings, and beautiful exposed wood beams that add warmth and character throughout. Conveniently located near shopping, schools, parks, and transportation. Don't miss the opportunity to make this exceptional home yours. Schedule your private showing and inquire today!

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

6/10
Ps 124 Osmond A ChurchGrades K-80.6 mi
4/10
John Adams High SchoolGrades 9-121.3 mi
7/10

Construction

Condition

  • Year built: 1955

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 1,212
  • Total interior livable area: 1,212 sqft

Property

Details

  • Parcel number: 117620040
  • Special condition: Resale

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,697$56,364
Home Insurance *$238$2,856
Property Taxes $580$6,960
Electricity $246$2,954
Total$5,761$69,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$197,520/yr
40% on housing$172,830/yr
45% on housing$153,626/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$767This listing

vs Other Active Listings

Avg $/sqft

ZIP 11420$514
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11420$531
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Contingent$929,000
2026-08-11Pending sale$929,000
2026-07-20Listed for sale$929,000

For Sale by Agent

AgentMaritza Olivo
BrokerageERA Top Service Realty, Inc.

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