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133-41 123rd St, Jamaica, NY, 11420

3beds
3baths
1,315sqft
$999,999
$760price/sqft
$6,183/moest. monthly cost
$247,320/yrincome needed

About This Home

Welcome home to South Ozone Park! This charming detached brick Cape Cod–style two-family home offers classic curb appeal with timeless brickwork and a comfortable, versatile layout. Perfectly situated in one of Queens’ most convenient neighborhoods, this property is ideal for both end-users and investors. Inside, each unit features a traditional Cape layout with bright living spaces, well-proportioned bedrooms, and eat-in kitchens. Hardwood floors and classic details add warmth and character, while the home’s solid brick construction ensures lasting quality. The second unit provides excellent income potential, whether you’re looking to offset your mortgage or use it for extended family. A private driveway offers off-street parking—a true luxury in the area. The home also boasts a backyard, perfect for gardening, entertaining, or simply enjoying your own outdoor space. Located near major roadways, shopping, schools, and public transportation, this South Ozone Park gem delivers both convenience and opportunity. Whether you’re seeking a smart investment or a place to call home, this two-family checks all the boxes.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

6/10
Ps 124 Osmond A ChurchGrades K-80.4 mi
4/10
John Adams High SchoolGrades 9-121.2 mi
7/10

Construction

Condition

  • Year built: 1945

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 1,315
  • Total interior livable area: 1,315 sqft

Property

Details

  • Parcel number: 117820017
  • Special condition: Resale

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$257$3,084
Property Taxes $624$7,488
Electricity $246$2,954
Total$6,183$74,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$211,988/yr
40% on housing$185,490/yr
45% on housing$164,880/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$760This listing

vs Other Active Listings

Avg $/sqft

ZIP 11420$514
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11420$531
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Contingent$999,999
2026-08-10Pending sale$999,999
2026-07-03Price change$999,999
2026-05-04Pending sale$1,100,000
2026-02-23Listed for sale$1,100,000
1995-03-01Sold$193,000

For Sale by Agent

AgentJenefer Joseph
BrokerageJenefer Joseph & Associates

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