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441 Convent Ave APT 2B, New York, NY, 10031

1beds
1baths
679sqft
$499,000
$735price/sqft
$4,741/moest. monthly cost
$189,640/yrincome needed

About This Home

*PLEASE TEXT AGENT UPON ARRIVAL FOR ACCESS TO THE OPEN HOUSE. THERE IS CURRENTLY AN ACCEPTED LEASE FOR THIS UNIT UNTIL 8/31/2027. THE APARTMENT WILL BE SOLD WITH THE TENANT IN PLACE.* MODERN ELEGANCE WITH A SIDE OF SERENITY! Recently thoughtfully renovated throughout, this spacious and wonderfully quiet 1BR/1BA checks every box—and then some. If "move-in ready" sits high on your home-buying wish list, consider this your lucky day: the only thing you'll need to bring is your moving crew. Beautiful morning light pours into the apartment, and because it’s set away from the street, you’ll enjoy a peaceful retreat from city noise. Throughout the home you’ll find exquisite hardwood floors, an impressive five (!!) closets, and a generous dining foyer just off the living room—perfect for hosting dinners, game nights, or your next “I’ll just make appetizers” gathering. The sleek kitchen shines with white shaker cabinetry, quartz countertops, a glass-tile backsplash, and stainless steel appliances (including a dishwasher and microwave!), and if you ever dreamed of an open kitchen, there's no better opportunity than this to make that a reality. The bathroom is a breath of fresh air, featuring crisp white subway tile, a chic grey accent wall, and modern fixtures—a welcome upgrade from the tired bathrooms you may have encountered along the way. As a cherry on the cake, walls and ceilings have a flawless finish, and all baseboards, light fixtures, door hardware, outlet covers, and switch plates have been replaced. NB: There is a capital assessment of $236.02/month from 4/2026 through 12/2027. Location? Hard to beat. Conveniently right around the corner from the A/B/C/D trains at 145th Street (and a short distance to the 1), you'll breeze to midtown in about 15 minutes. The neighborhood is packed with personality, with local favorites like Harlem Public, The Chipped Cup, Mama Sushi, and Hamilton’s Cafe nearby. Enjoy green space at Riverbank State Park with access to the west side bike paths, plus easy proximity to City College. And then there’s Convent Avenue itself—a gorgeous, tree-lined stretch of historic prewar buildings that might just be one of the most beautiful streets in NYC. Coming home here simply feels special...are you ready to make it yours? EXCLUSIVE AGENT: ACCESS PROPERTY GROUP, INC.

Getting Around

96
WalkingWalker's Paradise
100
TransitRider's Paradise
87
BikeVery Bikeable

Schools

6/10
8/10
Ms 319 Marie TeresaGrades 6-80.9 mi

Construction

Condition

  • Year built: 1951

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 679
  • Total interior livable area: 679 sqft

Property

Details

  • Parcel number: 020641117
  • Special condition: Resale

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$1,677$20,124
Property Taxes $295$3,540
Electricity $246$2,954
Total$4,741$56,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,548/yr
40% on housing$142,230/yr
45% on housing$126,426/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$735This listing

vs Other Active Listings

Avg $/sqft

ZIP 10031$495
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10031$537
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Listing removed$2,900
2026-07-25Listed for rent$2,900
2026-03-10Listed for sale$499,000
2020-09-10Listing removed$1,995
2020-08-31Listed for rent$1,995
2019-10-29Sold$462,500

For Sale by Agent

AgentM Susanna Saarinen
BrokerageAccess Property Group

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