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13304 226th Street, Springfield Gardens, NY, 11413

5beds
3baths
2,500sqft
$1,299,000
$520price/sqft
$8,212/moest. monthly cost
$328,480/yrincome needed

About This Home

Come see this completely renovated 2 family home with a huge lot in the heart of Laurelton, Queens. This expansive property has a 3-bedroom 2 full bathroom owner's unit complete with a finished basement, eat in kitchen with granite countertops, and stainless-steel appliances. The second-floor income producing 2-bedroom 1 bath unit comes completely renovated with granite countertops, brand-new stainless-steel appliances, plus an extra bonus space with a fully finished attic the tenant can use for storage. Plus, this property has one of biggest yards in the area with a private driveway entrance leading to a 1 car garage. This yard has tons of room for the gardening enthusiast, plus space for the kids to run around. Come see this property soon.

Getting Around

85
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

5/10
Ps 132 Ralph BuncheGrades PK-50.4 mi
6/10

Construction

Condition

  • Year built: 1925

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Colonial
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Laundry features: Washer/Dryer Hookup,In Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • First Floor Bedroom,First Floor Full Bath,Breakfast Bar,Built-in Features,Chefs Kitchen,Eat-in Kitchen,Granite Counters,Kitchen Island,Open Floorplan,Open Kitchen,Master Downstairs,Recessed Lighting,Storage,Walk Through Kitchen
  • Door features: ENERGY STAR Qualified Doors
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Steam
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,500 sqft

Property

Details

  • Parcel number: 129640258
  • Special condition: None

Lot

  • Lot size: 8,395 sqft
  • Lot size dimensions: 63 x 123

Parking

  • Total spaces: 1
  • Parking features: Detached,Driveway,Garage,Off Street,Oversized,Private
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,568$78,816
Home Insurance *$420$5,040
Property Taxes $811$9,732
Electricity $413$4,957
Total$8,212$98,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$281,554/yr
40% on housing$246,360/yr
45% on housing$218,986/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$520This listing

vs Other Active Listings

Avg $/sqft

ZIP 11413$505
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11413$527
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$1,349,000

For Sale by Agent

AgentVincent D. Richards
BrokerageExit Realty Group

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