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13430 228th Street, Springfield Gardens, NY, 11413

4beds
2baths
1,376sqft
$729,000
$530price/sqft
$4,622/moest. monthly cost
$184,880/yrincome needed

About This Home

Welcome to 228th Street. This spacious home offers a functional and flexible layout. The main level features a living room, dining room, and kitchen with stainless steel appliances, along with a full bathroom. The second level includes 3 bedrooms and 1 full bath. A finished attic provides additional bedroom or bonus space. The full finished basement offers laundry, utilities, and both interior access and a side entrance. Detached garage and long private driveway complete the property. Great opportunity with plenty of space and potential. Investors Special. As Is.

Getting Around

88
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

5/10
Ps 156 LaureltonGrades PK-50.2 mi

Construction

Condition

  • Year built: 1925

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s)

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Other
  • Attic: Finished

Heating & Cooling

  • Heating features: Other
  • Cooling features: None

Interior Area

  • Total structure area: 1,376
  • Total interior livable area: 1,376 sqft

Property

Details

  • Parcel number: 131080045
  • Special condition: None

Lot

  • Lot size: 4,000 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,686$44,232
Home Insurance *$235$2,820
Property Taxes $455$5,460
Electricity $246$2,954
Total$4,622$55,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,468/yr
40% on housing$138,660/yr
45% on housing$123,253/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$530This listing

vs Other Active Listings

Avg $/sqft

ZIP 11413$506
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11413$527
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$749,000

For Sale by Agent

AgentRichard R. Krug Jr PSA SRES SFR
BrokerageColdwell Banker American Homes

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