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2548 Mott Ave, Far Rockaway, NY, 11691

3beds
2baths
2,513sqft
$650,000
$259price/sqft
$4,522/moest. monthly cost
$180,880/yrincome needed

About This Home

*Some photos have been virtually staged for illustrative purposes only. Furniture and décor shown are computer-generated and may not reflect actual property conditions.* Opportunity awaits at 25-48 Mott Avenue in Far Rockaway! Situated on an oversized 60' x 121.4' lot (7,284 SF) in an R1-2 zoning district, this detached single-family home offers tremendous potential for renovation, expansion, or customization to suit your needs. The existing home features approximately 2,513 square feet of living space, a full basement, attached garage, private driveway, and generous yard space. The property is being sold in its current condition, providing a blank canvas for investors, builders, or end users looking to create their ideal home. The full basement offers additional possibilities, and buyers are encouraged to conduct their own due diligence regarding renovation, expansion, conversion, and zoning opportunities. Nearby homes with similar layouts have been renovated to significantly larger living configurations. Conveniently located near shopping, schools, transportation, parks, and the beaches of the Rockaways, this property combines location, lot size, and potential in one unique offering. Property Highlights: Detached single-family residence Oversized 7,284 SF lot R1-2 zoning Full basement Attached garage Private driveway Expansion and renovation potential Near transportation, shopping, and beaches Buyers should independently verify all zoning, building, and development possibilities.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

4/10
Ps 104 The Bays WaterGrades PK-50.0 mi
5/10
Ms 53 Brian PiccoloGrades 6-80.9 mi

Construction

Condition

  • Year built: 1960

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 2,513
  • Total interior livable area: 2,513 sqft

Property

Details

  • Parcel number: 156810008
  • Special condition: Resale

Features

  • Patio & porch: Other
  • Exterior features: Garden

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Coastal Flooding
Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$415$4,980
Property Taxes $406$4,872
Electricity $415$4,983
Total$4,522$54,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,040/yr
40% on housing$135,660/yr
45% on housing$120,586/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 11691$471
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11691$381
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Listed for sale$650,000

For Sale by Agent

AgentShaya Rosenberg
BrokerageTwelve Stones Realty LLC

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