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162 Beach 92nd St, Rockaway Beach, NY, 11693

3beds
3baths
1,683sqft
$899,000
$534price/sqft
$5,783/moest. monthly cost
$231,320/yrincome needed

About This Home

Surfer’s Paradise in the Heart of Rockaway! Welcome to this sun-drenched, fully detached corner home just one block from the beach and Rockaway’s iconic surf break. This legal two-family currently used as one is flooded with light from four exposures; this 3-bedroom, 3-bath retreat offers 1,683 sq. ft. of thoughtfully updated living space featuring high ceilings, rich hardwood floors, and a seamless open-concept floor plan. Interior Highlights: Open Kitchen: Bright white stone countertops, new stainless steel appliances, and a breakfast bar perfect for casual morning coffee. Primary Suite Sanctuary: A massive primary bedroom with space for a sitting area and its own private terrace. Flexible Lower Level: Finished basement with a full bath, laundry, storage, and a private exterior entrance—ideal for guests, an in-law suite, or a quiet home office. Outdoor Oasis & Extras: 750 SF of Private Outdoor Space: Enjoy 4 distinct outdoor areas wrapping the home, including a dining deck off the kitchen, an upper sunset lounge deck, a private primary balcony, and an idyllic front porch. Beach Essentials: A hidden outdoor shower for rinsing off after a morning surf session. Rare Attached Garage: A 1.5-car attached garage means hassle-free parking plus dedicated space for surfboards, bikes, and gear. Lovingly maintained and perfectly positioned near local hotspots, dining, and transit—this is coastal living at its finest. Come see this gem in person to truly appreciate all it has to offer! Can be sold fully furnished. Broker/owner

Getting Around

87
WalkingVery Walkable
0
TransitVery Limited Transit
75
BikeVery Bikeable

Construction

Condition

  • Year built: 1920

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 1,683
  • Total interior livable area: 1,683 sqft

Property

Details

  • Parcel number: 161340001
  • Special condition: Resale

Features

  • Patio & porch: Other,Terrace
  • Exterior features: Balcony,Terrace

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Coastal Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$399$4,788
Property Taxes $561$6,732
Electricity $278$3,337
Total$5,783$69,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,274/yr
40% on housing$173,490/yr
45% on housing$154,213/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$534This listing

vs Other Active Listings

Avg $/sqft

ZIP 11693$423
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11693$387
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$899,000
2011-02-23Sold$355,000
2011-01-18Price change$376,000
2010-08-13Listed for sale$369,000
2009-12-06Listing removed$425,000
2009-06-14Listed for sale$425,000

For Sale by Agent

AgentAntonia Chabrowski
BrokerageCompass

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