See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

542 Beach 129th St, Belle Harbor, NY, 11694

4beds
3baths
2,509sqft
$1,299,000
$518price/sqft
$8,366/moest. monthly cost
$334,640/yrincome needed

About This Home

Photos and floorplans to follow! Welcome to 542 Beach 129th Street, a beautifully updated, fully detached two-family home on coveted Beach 129th Street in the heart of Belle Harbor. Situated on a generous 40x100 lot, this exceptional property combines modern comfort, generous income and a resort-style outdoor setting just moments from the beach. The second-floor rental offers a great income along with a spacious five-room, two-bedroom apartment featuring a newly updated kitchen and bath, exrtra large living and dining room with magnificent bay and New York City skyline views. Tenant also pays their own heat as there is 2 zone heating . The owner’s residence is a beautifully remodeled five-room, two-bedroom apartment featuring a designer kitchen with porcelain tile flooring, new stainless steel appliances, a working fireplace, and HVAC air conditioning. Interior stairs lead to a large finished basement complete with a full bath, laundry room, spacious recreation area, and separate access to the private yard. Step outside to your own private resort-style backyard, thoughtfully designed for relaxing and entertaining. Enjoy your salt water swimming pool surrounded by Trex decking, a gazebo, and an outdoor TV area—creating the perfect setting for summer gatherings or quiet evenings at home. The property also features an extra-large private driveway with parking for multiple vehicles, as well as a finished garage with tiled flooring and appliance hookups. Ideally located close to the beach and convenient to the shops, restaurants, cafés, and local establishments along Beach 129th Street, this home offers the best of coastal living while showcasing breathtaking bay and New York City skyline views right from your front porch. A rare opportunity to own a move-in-ready two-family home offering modern finishes, exceptional outdoor space, rental income potential, and the distinctive lifestyle that makes Belle Harbor so special.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

6/10
Ps Ms 114 Belle HarborGrades PK-80.3 mi
9/10
Scholars AcademyGrades 6-121.3 mi

Construction

Condition

  • Year built: 1945

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Hardwood
  • Fireplace: Yes

Interior Area

  • Total structure area: 2,509
  • Total interior livable area: 2,509 sqft

Property

Details

  • Parcel number: 161960061
  • Special condition: Resale

Features

  • Has view: Yes
  • View description: City

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Coastal Flooding
Cold Wave
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,568$78,816
Home Insurance *$573$6,876
Property Taxes $811$9,732
Electricity $414$4,975
Total$8,366$100,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$286,834/yr
40% on housing$250,980/yr
45% on housing$223,093/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$518This listing

vs Other Active Listings

Avg $/sqft

ZIP 11694$484
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11694$750
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Contingent$1,299,000
2026-07-24Listed for sale$1,299,000
2026-04-03Listing removed$2,600
2026-03-20Price change$2,600
2026-03-12Price change$2,750
2026-03-04Listed for rent$2,900
2021-03-24Listing removed--
2017-02-09Listing removed$1,450
2017-01-15Listed for rent$1,450
2016-01-21Sold$745,000
2006-03-02Sold$960,000

For Sale by Agent

AgentVera Capozucca
BrokerageBrown Harris Stevens

Similar Homes