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190 Beach 137th St, Belle Harbor, NY, 11694

7beds
4baths
4,700sqft
$2,299,000
$489price/sqft
$14,851/moest. monthly cost
$594,040/yrincome needed

About This Home

TIMELESS ROCKAWAY GRAND CLASSIC HOME COMES TO MARKET! Located on one of the most desirable beach blocks in Belle Harbor, this grand home offers the rare opportunity to live year-round by the sea or create unforgettable summer and holiday retreat hosting family and friends. Just steps from the ocean, this pristine and expansive home blends timeless Rockaway character with modern comfort. Built in 1915 as a summer retreat for Henry S. Levy-of Levy's Rye Bread fame-this historic gem has been lovingly renovated while maintaining its classic charm. This Grand home is situated on 60 x 100 lot offers; 4700 sq ft of multiple living space on 4 levels; includes 7-8 Bedrooms | 3.5 Bathrooms, Den, sunroom, bonus/art room, office, formal dining, living room and full finish basement. Key Features: Four fireplaces throughout the sunroom, formal living room, dining room, and den Large eat-in kitchen with six-burner stove and walk-in pantry, den, sunroom, bonus/art room, office, and formal dining and living room. Exquisite details: 12-foot ceilings, mahogany molding, etched and stained glass doors, pocket doors, and stained-glass windows Finished basement with wet bar, full bathroom, and extensive storage Cedar closet and generous closet space throughout Exterior Amenities: Private driveway fits 6-7 cars Outdoor shower house and additional exterior storage room Brick-paved backyard ideal for entertaining, Beautifully landscaped garden with walking path and Automatic underground sprinkler system. Recent Upgrades New roof, windows, gutters, soffits, and backyard fencing 6-zone heating system Location: Beach Block, conveniently located within walking distance to all houses of worship, shops restaurants and transportation. This is your chance to own a true piece of Belle Harbor history! Whether you're searching for a peaceful year-round residence or an extraordinary summer retreat, this home is one-of-a-kind. **Note: Pool photo - is staged

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

7/10
Ps Ms 114 Belle HarborGrades PK-80.3 mi
9/10
Scholars AcademyGrades 6-121.7 mi

Construction

Condition

  • Year built: 1915

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood
  • Fireplace: Yes

Interior Area

  • Total structure area: 4,700
  • Total interior livable area: 4,700 sqft

Property

Details

  • Parcel number: 162810088
  • Special condition: Resale

Features

  • Patio & porch: Other
  • Exterior features: Garden
  • Has view: Yes
  • View description: City,Water
  • Has water view: Yes
  • Water view: Water

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Coastal Flooding
Cold Wave
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,624$139,488
Home Insurance *$1,015$12,180
Property Taxes $1,436$17,232
Electricity $776$9,320
Total$14,851$178,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$509,177/yr
40% on housing$445,530/yr
45% on housing$396,026/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$489This listing

vs Other Active Listings

Avg $/sqft

ZIP 11694$485
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11694$750
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-03Price change$2,299,000
2025-04-27Listed for sale$2,499,000

For Sale by Agent

AgentSusan Lavin
BrokerageNeponsit Realty Inc

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