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46 Brook St, Staten Island, NY, 10301

4beds
2baths
1,975sqft
$675,000
$342price/sqft
$4,468/moest. monthly cost
$178,720/yrincome needed

About This Home

Legal Two-Family Home | 1,975 SF | 100' Deep Lot | Excellent Investment Opportunity or Owner-Occupant | Vacant Units / No leases in place | Gut Renovated in 2007. Welcome to 46 Brook Street, a beautifully maintained legal two-family residence offering the perfect combination of comfortable living, rental income potential, and long-term investment value. Situated on an impressive 100' deep lot, this approximately 1,975-square-foot home provides exceptional flexibility for investors, homeowners, or multigenerational living. The spacious main duplex, occupying the ground and first floors, offers a functional and inviting layout featuring three generously sized bedrooms, a bright family room, an expansive living room, a versatile study/sunroom, a spacious kitchen, and a full bathroom. Step outside to enjoy the oversized private backyard, complete with a detached storage shed, - perfect for entertaining, gardening, outdoor dining, or simply relaxing. The second-floor apartment is configured as a spacious one-bedroom residence with an exceptionally large living room. The generous layout may offer flexibility for an additional bedroom or other permitted use, subject to buyer verification and all applicable requirements and approvals. This separate apartment presents an attractive opportunity for additional rental income. Property Highlights: • Legal Two-Family Home • ~1,975 SF of interior living space • 100' × 25' lot • Spacious Main duplex with 3 bedrooms, Family room, Study/Sun room and a huge Backyard. • Separate second-floor apartment • Large private backyard • Detached storage shed • Separate gas, electric, and heating systems • Two separate boilers • Low annual property taxes • Excellent opportunity for investors! Schedule your private showing today. Virtual Staging Disclaimer: Some photographs have been virtually staged and digitally enhanced to illustrate the property's potential. Furniture, décor, and certain finishes shown in the images are for illustrative purposes only. The home is being sold unfurnished. Floor plans are provided for marketing purposes and are approximate; buyers should verify all dimensions and property details independently!

Getting Around

91
WalkingWalker's Paradise
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

2/10
Is 61 William A MorrisGrades 6-80.8 mi
4/10
Curtis High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1915

Type & Style

  • Home type: MultiFamily

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range / Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Hardwood

Heating

  • Heating features: Gas

Interior Area

  • Total interior livable area: 1,975 sqft

Property

Details

  • Parcel number: 000330020

Lot

  • Lot size: 2,500 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Richmond County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$234$2,808
Property Taxes $495$5,940
Electricity $326$3,916
Total$4,468$53,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,188/yr
40% on housing$134,040/yr
45% on housing$119,146/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$342This listing

vs Other Active Listings

Avg $/sqft

ZIP 10301$385
Richmond County$433

vs Homes Sold Last Month

Median $/sqft

ZIP 10301$425
Richmond County$449

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Listed for sale$675,000
2004-10-20Sold$241,500

For Sale by Owner

AgentProperty Owner

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