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15 Melba St, Staten Island, NY, 10314

3beds
3baths
2,388sqft
$1,139,000
$477price/sqft
$7,344/moest. monthly cost
$293,760/yrincome needed

About This Home

Meticulously kept large 2 family on oversized lot. All solid hardwood floors. New bathrooms and modern kitchens. The house is in excellent condition- just paint and move in. Serene beautifully landscaped private yard. Nice quiet block and friendly neighbors. Located near vibrant shopping centers and express/ city busses. Easy commute with the express way just one block away. High quality windows, doors and new roof and siding. The main house includes 3 large bedrooms with closet spaces, custom wood work and is in excellent condition. The rental apartment has generously sized rooms, a modern kitchen and bathroom and generates good income. Front and side driveways and garage allow for ample off street parking.

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
Ps 29 BardwellGrades PK-50.6 mi
6/10
Is 27 Anning S PrallGrades 6-81.4 mi
5/10

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 1966

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 2

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 2,388
  • Total interior livable area: 2,388 sqft

Property

Details

  • Parcel number: 007140145
  • Zoning: R3X

Features

  • Stories: 2

Lot

  • Lot size: 4,356 sqft
  • Lot size dimensions: 40 x 113

Parking

  • Total spaces: 1
  • Parking features: Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Richmond County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,759$69,108
Home Insurance *$356$4,272
Property Taxes $835$10,020
Electricity $394$4,735
Total$7,344$88,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$251,794/yr
40% on housing$220,320/yr
45% on housing$195,840/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$477This listing

vs Other Active Listings

Avg $/sqft

ZIP 10314$441
Richmond County$433

vs Homes Sold Last Month

Median $/sqft

ZIP 10314$495
Richmond County$449

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listed for sale$1,149,000
2013-05-20Sold$529,490

New Construction

AgentGlenn Galati
BrokerageNeuhaus Realty, Inc.

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