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95 Ann St, Staten Island, NY, 10302

7beds
2baths
2,092sqft
$638,888
$305price/sqft
$4,247/moest. monthly cost
$169,880/yrincome needed

About This Home

INVESTORS DELIGHT! Newly renovated 2 family detached colonial in Port Richmond area of Staten Island. 1st Floor unit features 3 bedrooms with fully tiled bath , brand new kitchen with stainless steel appliances, new cabinets and flooring. 1st floor also has access to full unfinished basement and back yard. 2nd floor duplex unit also fully renovated with 4 bedrooms across 2 floors including walk up attic. Conveniently located near shopping and transportation.

Getting Around

87
WalkingVery Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

4/10
Ps 20 Port RichmondGrades K-50.2 mi
7/10
Is 51 Edwin MarkhamGrades 6-81.3 mi
4/10

Construction

Condition

  • Property condition: Good,Updated/Remodeled
  • Year built: 1915

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Colonial
  • Property subType: Duplex

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Natural Gas,Hot Water
  • Cooling features: Units

Interior Area

  • Total structure area: 2,092
  • Total interior livable area: 2,092 sqft

Property

Details

  • Parcel number: 010040036
  • Zoning: C4-2

Features

  • Levels: Bi-Level
  • Stories: 3
  • Fencing: Back Yard,Wood

Lot

  • Lot size: 3,049 sqft
  • Features: Back Yard
  • Lot size dimensions: 26 x 112.4

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Richmond County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,230$38,760
Home Insurance *$204$2,448
Property Taxes $468$5,616
Electricity $345$4,148
Total$4,247$50,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,611/yr
40% on housing$127,410/yr
45% on housing$113,253/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$305This listing

vs Other Active Listings

Avg $/sqft

ZIP 10302$435
Richmond County$433

vs Homes Sold Last Month

Median $/sqft

ZIP 10302$453
Richmond County$449

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$638,888
2026-07-23Listed for sale$638,888
2026-07-21Listed for rent$3,753
2026-06-23Listing removed$3,753
2026-05-11Listed for rent$3,753
2026-04-22Pending sale$638,888
2026-04-02Listed for sale$638,888
2026-03-26Listing removed$4,000
2026-01-30Listed for rent$4,000
2022-02-25Listing removed--
2022-02-23Price change$2,805
2021-12-14Price change$2,500
2021-09-14Listed for rent$2,850
2021-05-17Sold$500,000
2020-11-20Listing removed$499,999
2019-12-08Listed for sale$499,999
2019-02-05Sold$255,000
2015-04-20Sold$415,000
2014-09-26Listed for sale$299,999
2014-04-08Listing removed$2,300
2014-01-10Listed for rent$2,300
2014-01-09Listing removed$199,000
2014-01-07Sold$190,000
2012-08-05Price change$199,000
2012-06-21Price change$224,900
2012-06-10Price change$249,900
2012-01-12Listed for sale$299,000
2011-05-02Listing removed$299,999
2004-12-20Sold$379,900
2004-08-09Sold$150,000

For Sale by Agent

AgentJonathan Bruno
BrokerageOur Island Real Estate, Inc.

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