See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

98 Lake Ave, Staten Island, NY, 10303

2beds
2baths
1,008sqft
$429,000
$426price/sqft
$2,878/moest. monthly cost
$115,120/yrincome needed

About This Home

The attached one-family townhouse features a two-car driveway, a spacious living room, two bedrooms, an eat-in kitchen, a loft area, and a full basement. It is conveniently located just minutes from the Bayonne Bridge, schools, shopping areas, a variety of restaurants, and public transportation. There are no HOA fees, and the roof has been newly installed. The property is being sold as-is, and the buyer is responsible for NYC/NYS transfer taxes. https://www.flexmls.com/share/E5UFu/98-Lake-Ave-Staten-Island-NY-10303

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
Ps 22 GranitevilleGrades PK-50.7 mi
7/10
Is 51 Edwin MarkhamGrades 6-80.9 mi
2/10
Port Richmond High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Fair
  • Year built: 1990

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: Townhouse
  • Architectural style: Other
  • Property subType: Townhouse

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,008
  • Total interior livable area: 1,008 sqft

Property

Details

  • Parcel number: 11600112
  • Zoning: R3A

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Balcony
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 1,742 sqft
  • Features: Back Yard
  • Lot size dimensions: 14 x 115

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Tsunami

FEMA Declared Disasters in Richmond County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$149$1,788
Property Taxes $314$3,768
Electricity $246$2,954
Total$2,878$34,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,674/yr
40% on housing$86,340/yr
45% on housing$76,746/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$426This listing

vs Other Active Listings

Avg $/sqft

ZIP 10303$337
Richmond County$433

vs Homes Sold Last Month

Median $/sqft

ZIP 10303$406
Richmond County$449

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$429,000
2026-06-03Listed for sale$450,000
2025-07-09Sold$1,000

For Sale by Agent

AgentJeannine Del Gaudio
BrokerageSafari Realty

Similar Homes