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204 Sommer Avenue, Staten Island, NY, 10314

3beds
2baths
1,224sqft
$789,000
$645price/sqft
$5,059/moest. monthly cost
$202,360/yrincome needed

About This Home

Welcome to this beautifully updated home that combines comfort, style, and convenience. Renovated just a few years ago, the property features major improvements including a new roof, new siding, and a new deck, offering both peace of mind and great outdoor space for relaxing or entertaining. The owner thoughtfully expanded the kitchen, creating a more open and spacious layout that makes everyday living and gatherings even more enjoyable. The home is truly move-in ready, allowing the next owner to simply unpack and start enjoying everything it has to offer. Location is one of this property’s greatest advantages. Situated in a quiet part of the neighborhood, yet incredibly convenient to many of Staten Island’s key destinations. The Staten Island Mall, major highways, the College of Staten Island, golf courses, shopping, and public transportation are all just minutes away. Commuting is also simple, with access to New Jersey and New York within approximately a 10-minute drive. This home offers the ideal balance of a peaceful residential setting with easy access to everything you need.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

5/10
Ps 60 Alice AustenGrades PK-50.4 mi
6/10
Is 72 Rocco LaurieGrades 6-81.2 mi
3/10
Port Richmond High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1975

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Other
  • Attic: Partial

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,224
  • Total interior livable area: 1,224 sqft

Property

Details

  • Parcel number: 022240035
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Patio & porch: Deck

Lot

  • Lot size: 2,500 sqft
  • Lot size dimensions: 25 x 10

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Richmond County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,989$47,868
Home Insurance *$246$2,952
Property Taxes $578$6,936
Electricity $246$2,954
Total$5,059$60,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,451/yr
40% on housing$151,770/yr
45% on housing$134,906/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$645This listing

vs Other Active Listings

Avg $/sqft

ZIP 10314$440
Richmond County$433

vs Homes Sold Last Month

Median $/sqft

ZIP 10314$495
Richmond County$449

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$799,000
2026-02-25Listed for sale$825,000
2004-10-14Sold$357,000

For Sale by Agent

AgentSergey Kapchits
BrokerageMYNY Residential

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