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73 Cliff St, Staten Island, NY, 10305

2beds
2baths
1,040sqft
$559,900
$538price/sqft
$3,659/moest. monthly cost
$146,360/yrincome needed

About This Home

Charming 2-bedroom, 2-bath home with a versatile den—perfect for a home office, guest space, or cozy retreat. Full basement. Backyard is perfect for entertaining, with multi level decking to pool. Inside, you'll find a warm and inviting layout and a functional floor plan that's easy to customize. The den adds extra flexibility, whether you need a quiet workspace or an additional lounging area. Ideally located, this home is just moments from convenient transportation options, Verrazzano bridge is minutes away, making commuting a breeze. Enjoy easy access to nearby parks for outdoor recreation, as well as a variety of shops, dining, and everyday essentials right around the corner. One block from Narrows waterway. Neighboring Shore Acres in Ft. Wadsworth.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

7/10
Ps 13 M L LindenmeyerGrades PK-50.4 mi
6/10
Is 49 Bertha A DreyfusGrades 6-81.2 mi
4/10
Curtis High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1910

Materials

  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Ceiling Fan(s)

Heating & Cooling

  • Heating features: Natural Gas,Steam
  • Cooling features: Units

Interior Area

  • Total structure area: 1,040
  • Total interior livable area: 1,040 sqft

Property

Details

  • Parcel number: 028340059
  • Zoning: R3-2

Features

  • Levels: Multi/Split
  • Stories: 2
  • Pool features: Above Ground
  • Patio & porch: Deck
  • Fencing: Back Yard,Fenced,Front Yard,Wood

Lot

  • Lot size: 2,613 sqft
  • Features: Front Yard,Back Yard
  • Lot size dimensions: 25 x 100

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Richmond County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$172$2,064
Property Taxes $410$4,920
Electricity $246$2,954
Total$3,659$43,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,451/yr
40% on housing$109,770/yr
45% on housing$97,573/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$538This listing

vs Other Active Listings

Avg $/sqft

ZIP 10305$449
Richmond County$433

vs Homes Sold Last Month

Median $/sqft

ZIP 10305$478
Richmond County$449

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Pending sale$559,900
2026-04-10Listed for sale$559,900
2016-11-08Sold$320,000

For Sale by Agent

AgentAndrea Germano
BrokerageFrandore Realty

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