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303 Mosel Ave, Staten Island, NY, 10304

2beds
2baths
1,120sqft
$499,999
$446price/sqft
$3,343/moest. monthly cost
$133,720/yrincome needed

About This Home

Great Starter Home! Bright and airy with an open layout. Features 2 spacious bedrooms, updated kitchen, hardwood floors, 2-zone hot water heat, and a fully finished basement. Conveniently located near the bridge, shopping, and transportation. Assigned parking included. Level 1: Living/Dining Room, Eat-In Kitchen, Half Bath, Closet Level 2: Primary Bedroom, Bedroom, Full Bath Basement: Fully Finished Family Room, Laundry, Utility Room, Storage. Potential for a 3rd bedroom with closets. Move-in ready and packed with value!

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

3/10
Ps 57 Hubert H HumphreyGrades PK-50.2 mi
6/10
Is 49 Bertha A DreyfusGrades 6-80.8 mi
4/10
New Dorp High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1994

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas,Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Property

Details

  • Parcel number: 028990047
  • Zoning: R3-2

Features

  • Stories: 2

Lot

  • Lot size: 435.60 sqft
  • Lot size dimensions: 25 x 25

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters in Richmond County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$203$2,436
Property Taxes $366$4,392
Electricity $246$2,954
Total$3,343$40,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,617/yr
40% on housing$100,290/yr
45% on housing$89,146/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$446This listing

vs Other Active Listings

Avg $/sqft

ZIP 10304$486
Richmond County$433

vs Homes Sold Last Month

Median $/sqft

ZIP 10304$447
Richmond County$449

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Price change$499,999
2026-06-01Listed for sale$519,000
2015-10-02Sold$235,000
2015-04-20Pending sale$245,000
2015-02-06Price change$245,000
2014-12-17Price change$259,000
2014-10-23Price change$269,000
2014-08-22Price change$279,000
2014-08-05Price change$285,000
2014-02-27Listed for sale$279,000
2010-05-18Sold$260,000
2009-11-20Listing removed$255,000
2009-10-24Price change$255,000
2009-09-01Listed for sale$269,000
2002-09-04Sold$155,000

For Sale by Agent

AgentJieCheng Zhang
BrokerageAshford Homes LLC

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