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72 N Railroad Ave, Staten Island, NY, 10304

2beds
3baths
2,250sqft
$698,888
$311price/sqft
$4,699/moest. monthly cost
$187,960/yrincome needed

About This Home

Perfect layout for multigenerational family living, this updated townhouse in Grasmere offers four levels of flexible space designed for comfort and versatility. The main floor features a bright living room, a kitchen with dinette area and sliding doors to a private balcony, and a half bath. The third floor includes two bedrooms, a fully updated bathroom, and a conveniently located washer/dryer hookup in a closet. The ground level provides a walk-in entry with a private door from the garage, leading to a spacious family room, two large additional rooms, and sliding doors to the backyard with a newly installed entertaining deck. The basement level offers an open space with additional washer and dryer hookups and plenty of storage space. Conveniently located near transportation, train and bus options, restaurants, shopping, and the bridge.

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

7/10
Ps 48 William C WilcoxGrades PK-80.4 mi
4/10
Curtis High SchoolGrades 9-123.0 mi
6/10
Is 49 Bertha A DreyfusGrades 6-81.3 mi

Construction

Condition

  • Property condition: Excellent,Updated/Remodeled
  • Year built: 1988

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,250
  • Total interior livable area: 2,250 sqft

Property

Details

  • Parcel number: 31760046
  • Zoning: R3-2

Features

  • Levels: Multi/Split
  • Stories: 3
  • Patio & porch: Deck
  • Exterior features: Balcony
  • Fencing: Back Yard,Chain Link

Lot

  • Lot size: 1,306 sqft
  • Features: Back Yard
  • Lot size dimensions: 13.8 x 85

Parking

  • Total spaces: 1
  • Parking features: Driveway,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Richmond County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,533$42,396
Home Insurance *$283$3,396
Property Taxes $512$6,144
Electricity $371$4,462
Total$4,699$56,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,108/yr
40% on housing$140,970/yr
45% on housing$125,306/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$311This listing

vs Other Active Listings

Avg $/sqft

ZIP 10304$486
Richmond County$433

vs Homes Sold Last Month

Median $/sqft

ZIP 10304$447
Richmond County$449

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Pending sale$698,888
2026-04-28Listed for sale$698,888
2000-10-18Sold$212,000

For Sale by Agent

AgentMarguerite Holton
BrokeragePrecious Properties Corp.

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