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637 Oceanside Ave, Staten Island, NY, 10305

2beds
2baths
588sqft
$749,000
$1,274price/sqft
$4,812/moest. monthly cost
$192,480/yrincome needed

About This Home

Excellent opportunity for builders/investors to own a single-family home with a rare massive lot package! This home features 2 bedrooms and 2 full bathrooms, along with an eat-in kitchen and a living/dining room combination. The fully finished basement boasts impressive 9-foot ceilings and offers endless possibilities for additional space. Sold as a package deal with a total of 6 lots (03481-0031, 0032, 0033, 0027, 0028, and 0029), including 2 buildable lots (LOT#0031 & LOT#0032) (buyers are advised to consult with an architect for further details and development potential). Enjoy stunning ocean views and the convenience of being just moments from the beach. A truly unique opportunity with tremendous potential!

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
61
BikeBikeable

Schools

6/10
Ps 52 John C ThompsonGrades PK-50.5 mi
4/10
Is 2 George L EgbertGrades 6-81.1 mi
4/10
New Dorp High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Other
  • Roof: Pitched
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood

Heating

  • Heating features: Natural Gas,Hot Water,Steam/Radiator

Interior Area

  • Total structure area: 588
  • Total interior livable area: 588 sqft

Property

Details

  • Parcel number: 034810031
  • Zoning: R3-2
  • Special condition: Arm's Length
  • Foundation area: 750

Features

  • Stories: 1
  • On waterfront: Yes

Lot

  • Lot size: 10,380 sqft
  • Features: Back Yard
  • Lot size dimensions: 120x86

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Coastal Flooding
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Richmond County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$230$2,760
Property Taxes $549$6,588
Electricity $246$2,954
Total$4,812$57,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,982/yr
40% on housing$144,360/yr
45% on housing$128,320/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,274This listing

vs Other Active Listings

Avg $/sqft

ZIP 10305$448
Richmond County$433

vs Homes Sold Last Month

Median $/sqft

ZIP 10305$478
Richmond County$449

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$749,000
2025-06-02Listing removed$749,000
2025-02-28Listed for sale$749,000
2024-07-21Listing removed--
2024-01-03Listed for sale$749,000
2024-01-03Pending sale$749,000
2024-01-03Listed for sale$749,000
2023-09-29Listing removed--
2021-08-31Pending sale$749,000
2021-07-10Listed for sale$749,000
2021-02-20Listing removed--
2020-11-19Listed for sale$749,000
2019-07-17Listing removed$459,000
2019-03-27Price change$459,000
2019-02-20Price change$475,000
2018-10-09Listed for sale$499,000
2008-05-11Listing removed$299,000
2008-05-01Listed for sale$299,000

For Sale by Agent

AgentWei Liang (Jay) Zhen
BrokerageMomentum Real Estate LLC

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