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224 Mill Rd, Staten Island, NY, 10306

3beds
2baths
1,280sqft
$649,999
$508price/sqft
$4,197/moest. monthly cost
$167,880/yrincome needed

About This Home

A GREAT PLACE TO CALL HOME!!!! Colonial home near all with open layout, New kitchen, new bathroom, large bedrooms, finished basement. Nice sized yard. Walking distance to parks, ocean, shopping, schools, restaurants and all express buses. Will not last! Call today for an appointment!

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

7/10
5/10
Is 2 George L EgbertGrades 6-81.1 mi
5/10
New Dorp High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1960

Materials

  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2022

Type & Style

  • Home type: MultiFamily
  • Architectural style: Colonial
  • Property subType: Half Duplex

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,280
  • Total interior livable area: 1,280 sqft

Property

Details

  • Parcel number: 040510016
  • Zoning: R-31

Features

  • Stories: 2

Lot

  • Lot size: 2,178 sqft
  • Features: Back Yard
  • Lot size dimensions: 22 x 94

Parking

  • Parking features: Off Street,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Richmond County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$189$2,268
Property Taxes $476$5,712
Electricity $246$2,954
Total$4,197$50,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,897/yr
40% on housing$125,910/yr
45% on housing$111,920/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$508This listing

vs Other Active Listings

Avg $/sqft

ZIP 10306$434
Richmond County$433

vs Homes Sold Last Month

Median $/sqft

ZIP 10306$534
Richmond County$449

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$699,999
2026-04-07Pending sale$699,999
2026-03-23Price change$699,999
2025-12-15Price change$725,000
2025-09-04Pending sale$688,888
2025-05-21Price change$688,888
2025-05-01Listed for sale$699,999
2002-12-09Sold$246,000

For Sale by Agent

AgentScott O'Brien
BrokerageRe/Max Advisors

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