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57 Waterside Street, Staten Island, NY, 10306

2beds
1baths
800sqft
$489,000
$611price/sqft
$3,218/moest. monthly cost
$128,720/yrincome needed

About This Home

Charming one family home in New Dorp Beach. The layout offers two bedrooms plus a flexible room that can be used as a walk-in closet, home office, home gym, or nursery, and one full bathroom. Additional space includes an unfinished scuttle attic and a cellar on the ground level. Enjoy living steps from Corporal Allan F. Kivlehan Park and New Dorp Beach, with basketball courts, a children’s playground, an athletic field, and open green space steps away. Shopping, restaurants, gyms, and schools are all a short distance from the house.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
61
BikeBikeable

Schools

8/10
4/10
Is 2 George L EgbertGrades 6-80.9 mi
4/10
New Dorp High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1930

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Walk-In Closet(s)
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Property

Details

  • Parcel number: 040790007
  • Special condition: In Foreclosure,Short Sale

Lot

  • Lot size: 1,800 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Tsunami

FEMA Declared Disasters in Richmond County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$142$1,704
Property Taxes $358$4,296
Electricity $246$2,954
Total$3,218$38,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,331/yr
40% on housing$96,540/yr
45% on housing$85,813/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$611This listing

vs Other Active Listings

Avg $/sqft

ZIP 10306$435
Richmond County$433

vs Homes Sold Last Month

Median $/sqft

ZIP 10306$534
Richmond County$449

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2019-08-01Sold$365,000
2019-05-02Listing removed$380,000
2019-04-02Price change$380,000
2019-03-15Price change$399,000
2019-02-18Listed for sale$398,498
2018-11-22Listing removed$419,000
2018-09-10Price change$419,000
2018-08-13Price change$429,000
2018-06-30Listed for sale$439,000
2015-03-01Listing removed$1,600
2015-01-29Listed for rent$1,600
2009-02-06Sold$208,000
2008-11-03Sold$208,000
2001-01-12Sold$62,500

Unknown Listed By

AgentElana Bernstein
BrokerageLegacy Estate Realty

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