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21 Seafoam St, Staten Island, NY, 10306

1beds
1baths
560sqft
$428,000
$764price/sqft
$2,847/moest. monthly cost
$113,880/yrincome needed

About This Home

Great starter home opportunity in Staten Island! This fully detached single-family home offers comfortable and easy living with 1 bedroom, 1 full bathroom, and a private driveway. The home is 14' x 40' building size that is situated on a generous 40' x 60' lot, providing plenty of outdoor space and future potential. Perfect for first-time homebuyers, downsizers, or anyone looking for an affordable alternative to condo living. Conveniently located near the beach, shopping, restaurants, parks, schools, and public transportation.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
65
BikeBikeable

Schools

8/10
4/10
Is 2 George L EgbertGrades 6-80.9 mi
4/10
New Dorp High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Other
  • Roof: Other
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Heating

  • Heating features: Natural Gas,Other

Interior Area

  • Total structure area: 560
  • Total interior livable area: 560 sqft

Property

Details

  • Parcel number: 040800026
  • Zoning: R3X
  • Special condition: Arm's Length
  • Foundation area: 560

Features

  • Stories: 1

Lot

  • Lot size: 2,400 sqft
  • Features: Back Yard
  • Lot size dimensions: 40x60

Parking

  • Total spaces: 1
  • Parking features: Private Drive,1 Space
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Tsunami

FEMA Declared Disasters in Richmond County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,164$25,968
Home Insurance *$124$1,488
Property Taxes $313$3,756
Electricity $246$2,954
Total$2,847$34,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,611/yr
40% on housing$85,410/yr
45% on housing$75,920/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$764This listing

vs Other Active Listings

Avg $/sqft

ZIP 10306$436
Richmond County$433

vs Homes Sold Last Month

Median $/sqft

ZIP 10306$534
Richmond County$449

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$428,000
2026-06-08Listed for sale$428,000
2021-09-22Sold$260,000
2002-03-22Sold$110,500

For Sale by Agent

AgentMeijuan (Minnie) Lin
BrokerageMomentum Real Estate LLC

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