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45 Cranford Ct, Staten Island, NY, 10306

2beds
2baths
1,050sqft
$599,000
$570price/sqft
$3,887/moest. monthly cost
$155,480/yrincome needed

About This Home

Welcome to 45 Cranford Ct, a beautifully maintained townhouse-style single-family home! This move-in-ready home has 3 spacious levels that features 2 bedrooms, 2 full bathrooms, and a fully finished basement! The bright and inviting layout with living/dining room combination and kitchen with deck access with stairs leading directly to the ground-level backyard. A built-in garage provides the convenience of private parking and additional storage. Low monthly HOA that covers outside maintenance and snow removal. Situated in an outstanding location, you'll be surrounded by shopping, restaurants, schools, parks, transportation, and everything you need.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

9/10
Ps 23 RichmondtownGrades PK-50.2 mi
8/10
Is 24 Myra S BarnesGrades 6-81.9 mi
4/10
New Dorp High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Other
  • Roof: Pitched,Other
  • Construction materials: Brick,Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,050
  • Total interior livable area: 1,050 sqft

Property

Details

  • Parcel number: 043470121
  • Attached to another structure: Yes
  • Zoning: R3-1
  • Special condition: Arm's Length
  • Foundation area: 448

Features

  • Stories: 3

Lot

  • Lot size: 700 sqft
  • Features: Back Yard
  • Lot size dimensions: 14x50

Parking

  • Parking features: Carport,Built-In Garage
  • Has garage: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Richmond County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$174$2,088
Property Taxes $439$5,268
Electricity $246$2,954
Total$3,887$46,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,268/yr
40% on housing$116,610/yr
45% on housing$103,653/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$570This listing

vs Other Active Listings

Avg $/sqft

ZIP 10306$434
Richmond County$433

vs Homes Sold Last Month

Median $/sqft

ZIP 10306$534
Richmond County$449

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$599,000
2026-07-23Listed for sale$599,000
2015-07-14Sold$333,000
2010-06-08Sold$302,000
2009-10-03Listing removed$349,000
2009-09-01Listed for sale$349,000

For Sale by Agent

AgentJian Yin Zhong
BrokerageMomentum Real Estate LLC

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