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45 Fairlawn Loop, Staten Island, NY, 10308

4beds
4baths
2,717sqft
$709,900
$261price/sqft
$4,750/moest. monthly cost
$190,000/yrincome needed

About This Home

Just pack your bags and move right in. No flood insurance required, close to Bus 79 and express buses. This stunning single-family townhome, in excellent condition, offers 4 bedrooms and 4 bathrooms. Situated in a serene, gated garden-style community at 45 Fairlawn Loop, Staten Island, NY 10308, this property features a brand-new roof, completed just two months ago, and solid hardwood floors throughout. The primary bedroom boasts a ¾ bath, a walk-in closet, and a private balcony with a picturesque view. • 1st Floor: Spacious living/dining area, gourmet kitchen, wood-burning fireplace, and powder room. • 2nd Floor: Primary suite with ¾ bath, private balcony, plus a second bedroom and full bath with Jacuzzi. • 3rd Floor: Bright loft-style bedroom with walk-in closet and laundry. • Basement: The fully finished basement includes a kitchen, extra room, a ¾ bath, a separate furnace. Low HOA: 119/month (covers snow & grounds maintenance). Taxes: 5,573/year. Convenient to express/local buses, yacht club, and top restaurants.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
69
BikeBikeable

Schools

7/10
7/10
Is 24 Myra S BarnesGrades 6-80.4 mi
5/10
New Dorp High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1989

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Water Filter,Dishwasher,Dryer,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Ceiling Fan(s),Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,717
  • Total interior livable area: 2,717 sqft

Property

Details

  • Parcel number: 051900045
  • Zoning: R3-2

Features

  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Balcony

Lot

  • Lot size: 1,306 sqft
  • Features: Front Yard,Back Yard,Side
  • Lot size dimensions: 30.77 x 43.55

Parking

  • Parking features: Assigned,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Tsunami

FEMA Declared Disasters in Richmond County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,589$43,068
Home Insurance *$192$2,304
Property Taxes $520$6,240
Electricity $449$5,388
Total$4,750$57,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,857/yr
40% on housing$142,500/yr
45% on housing$126,666/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 10308$429
Richmond County$433

vs Homes Sold Last Month

Median $/sqft

ZIP 10308$460
Richmond County$449

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-20Price change$719,800
2025-09-03Price change$695,000
2025-07-28Price change$698,000
2025-06-17Price change$699,000
2025-05-05Price change$728,000
2025-03-11Price change$739,000
2025-03-03Listed for sale$699,999
2017-08-08Sold$559,999
2017-05-02Listed for sale$559,999
2003-03-20Sold$320,000

For Sale by Agent

AgentShi Cui Tang
BrokerageDiTommaso Real Estate

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