




45 Fairlawn Loop, Staten Island, NY, 10308
About This Home
Just pack your bags and move right in. No flood insurance required, close to Bus 79 and express buses. This stunning single-family townhome, in excellent condition, offers 4 bedrooms and 4 bathrooms. Situated in a serene, gated garden-style community at 45 Fairlawn Loop, Staten Island, NY 10308, this property features a brand-new roof, completed just two months ago, and solid hardwood floors throughout. The primary bedroom boasts a ¾ bath, a walk-in closet, and a private balcony with a picturesque view. • 1st Floor: Spacious living/dining area, gourmet kitchen, wood-burning fireplace, and powder room. • 2nd Floor: Primary suite with ¾ bath, private balcony, plus a second bedroom and full bath with Jacuzzi. • 3rd Floor: Bright loft-style bedroom with walk-in closet and laundry. • Basement: The fully finished basement includes a kitchen, extra room, a ¾ bath, a separate furnace. Low HOA: 119/month (covers snow & grounds maintenance). Taxes: 5,573/year. Convenient to express/local buses, yacht club, and top restaurants.
Getting Around
Schools
Construction
Condition
- Property condition: Excellent
- Year built: 1989
Materials
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Water Filter,Dishwasher,Dryer,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 1
- 3/4 bathrooms: 2
- 1/2 bathrooms: 1
Features
- Walk-In Closet(s),Ceiling Fan(s),Fireplace
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,717
- Total interior livable area: 2,717 sqft
Property
Details
- Parcel number: 051900045
- Zoning: R3-2
Features
- Stories: 2
- Patio & porch: Deck
- Exterior features: Balcony
Lot
- Lot size: 1,306 sqft
- Features: Front Yard,Back Yard,Side
- Lot size dimensions: 30.77 x 43.55
Parking
- Parking features: Assigned,Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Heat Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Richmond County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,589 | $43,068 |
| Home Insurance * | $192 | $2,304 |
| Property Taxes | $520 | $6,240 |
| Electricity | $449 | $5,388 |
| Total | $4,750 | $57,000 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-20 | Price change | $719,800 |
| 2025-09-03 | Price change | $695,000 |
| 2025-07-28 | Price change | $698,000 |
| 2025-06-17 | Price change | $699,000 |
| 2025-05-05 | Price change | $728,000 |
| 2025-03-11 | Price change | $739,000 |
| 2025-03-03 | Listed for sale | $699,999 |
| 2017-08-08 | Sold | $559,999 |
| 2017-05-02 | Listed for sale | $559,999 |
| 2003-03-20 | Sold | $320,000 |
