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4181 Richmond Ave, Staten Island, NY, 10312

--beds
3baths
2,250sqft
$1,099,999
$489price/sqft
$7,052/moest. monthly cost
$282,080/yrincome needed

About This Home

Welcome to 4181 Richmond Avenue in the heart of Eltingville! This fully detached, brick-front two-family home offers space, versatility, and convenience all in one exceptional package. The main residence features three generously sized bedrooms, two bathrooms, and hardwood floors beneath the carpeting. The full finished basement provides additional space and entertaining area, along with abundant storage and a separate room offering flexibility as a home office, hobby room, or additional area. The ground-level apartment offers excellent income potential or multigenerational living, currently configured as a one-bedroom unit with the possibility of conversion to two bedrooms. Outside, you'll find two private driveways providing ample off-street parking and a beautifully maintained backyard highlighted by a stunning inground swimming pool with a one-year-old liner—perfect for summer entertaining and relaxation. Adding to the home's unique charm is a gorgeous stained-glass window from the historic St. Patrick's Cathedral. Ideally located on Richmond Avenue, this home offers unmatched convenience with easy access to shopping, restaurants, schools, parks, and public transportation. A rare opportunity to own a spacious two-family home in one of Staten Island's most desirable neighborhoods!

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

8/10
Ps 55 Henry M BoehmGrades PK-50.3 mi
9/10
Is 7 Elias BernsteinGrades 6-81.8 mi
7/10
Tottenville High SchoolGrades 9-122.0 mi

Construction

Materials

  • Foundation: Concrete Perimeter
  • Roof: Flat
  • Construction materials: Brick,Vinyl Siding,Wood Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Natural Gas,Hot Water
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 2,250
  • Total interior livable area: 2,250 sqft

Property

Details

  • Parcel number: 052940018
  • Zoning: R3A
  • Special condition: Arm's Length
  • Foundation area: 1125

Lot

  • Lot size: 3,854 sqft
  • Features: Back Yard,Front Yard
  • Lot size dimensions: 41x94

Parking

  • Parking features: Private Drive,Built-In Garage
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Richmond County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$313$3,756
Property Taxes $806$9,672
Electricity $371$4,462
Total$7,052$84,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$241,782/yr
40% on housing$211,560/yr
45% on housing$188,053/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$489This listing

vs Other Active Listings

Avg $/sqft

ZIP 10312$438
Richmond County$433

vs Homes Sold Last Month

Median $/sqft

ZIP 10312$437
Richmond County$449

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$1,099,999
2026-06-22Listed for sale$1,150,000
2007-08-03Sold$560,000

For Sale by Agent

AgentLori Ficarra
BrokerageDiTommaso Real Estate

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