




98 Fern Ave, Staten Island, NY, 10308
About This Home
Why wait for new construction and spend thousands on costly upgrades when you can move right into this beautifully renovated home? Completely updated in 2020, this stunning one-family detached colonial is located on a beautiful tree-lined street in the highly desirable Great Kills neighborhood. Offering 4 bedrooms and 3 bathrooms, this exceptional home features a formal living room, formal dining room, and a gorgeous eat-in kitchen complete with an oversized quartz counter, stainless steel appliances, hi hats and sliders leading to your private backyard. Designed for entertaining, the professionally landscaped yard boasts a Trex deck, gazebo, spacious patio, and a newer large above-ground pool. Inside, you'll find beautiful hardwood flooring throughout and a master bedroom featuring a walk-in closet and a spa-inspired bathroom with a beautifully tiled walk-in shower. The fully finished basement expands your living space with a custom bar, recreation area, and a laundry/utility room. Additional features include a pull-down attic for extra storage. A convenient second entrance provides access to the side yard. Don't miss your opportunity to make this incredible home your own!
Getting Around
Schools
Construction
Condition
- Property condition: Excellent
- Year built: 1965
Materials
- Construction materials: Brick,Vinyl Siding
Notable Dates
- Major remodel year: 2020
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Features
- Walk-In Closet(s),Ceiling Fan(s)
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,920
- Total interior livable area: 1,920 sqft
Property
Details
- Parcel number: 054620044
- Zoning: R3A
Features
- Levels: Tri-Level
- Stories: 2
- Pool features: Above Ground
- Patio & porch: Patio,Deck
- Fencing: Back Yard,Fenced,Vinyl
Lot
- Lot size: 4,356 sqft
- Features: Front Yard,Back Yard,Side
- Lot size dimensions: 45 x 100
Parking
- Parking features: Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Richmond County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,056 | $60,672 |
| Home Insurance * | $271 | $3,252 |
| Property Taxes | $733 | $8,796 |
| Electricity | $317 | $3,807 |
| Total | $6,377 | $76,524 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Pending sale | $999,999 |
| 2026-07-31 | Listed for sale | $999,999 |
| 2019-08-02 | Sold | $650,000 |
| 2019-04-30 | Price change | $680,000 |
| 2019-02-25 | Price change | $690,000 |
| 2019-01-21 | Listed for sale | $698,888 |
| 2018-06-11 | Listing removed | $690,000 |
| 2018-04-24 | Listed for sale | $690,000 |
